509 E 4th St, Tuscumbia, AL 35674 Property Records

Colbert County property record for 509 E 4th St, Tuscumbia, AL 35674

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,285 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (May 2015)
Tax Bill	$780 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-04-4-004-039.000`

Property Details

APN / Parcel Number

Primary APN	`13-02-04-4-004-039.000`
Alternative APNs	`18749` `3951`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,285 sqft Adjusted Area
Gross Area	2,060 sqft
1st Floor Area	2,060 sqft
2nd Floor Area	133 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3951
Street Address	509 E 4TH ST
City	TUSCUMBIA
State	AL
Zip	35674-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 55' LOT 262 TUSCUMBIA 55 X 132 /DB 2015 PG 12808-12810
Legal Range	11W
Legal Township	04S
Legal Section	04
Legal Subdivision	TUSCUMBIA /1-124
Legal Lot Number	262
Jurisdiction	COLBERT AL
Township / Civil Division	TRI-CITIES
Census Block Group	3
Census Block	3023
Census Tract	20600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tuscumbia Historic District listed 1985 · 417 contributing resources · NRIS 85001158

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

509 E 4th St is owned and occupied by an individual who bought it in May 2015.

Source: Colbert County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	509 E 4TH ST, TUSCUMBIA, AL 35674-2128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage TVA COMMUNITY CU
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TVA COMMUNITY CU
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage TVA COMMUNITY CU
Aug 22, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2015 · Amount on File
Deed Sale	May 22, 2015 · Amount on File
Deed Book / Page	2015 / 12808
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	509 E 4TH ST, TUSCUMBIA, AL 35674-2128
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/32298
Date	Aug 17, 2021
Book Page	2021/32298
Instrument	202132298

Lender

Name	TVA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2051

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	509 E 4TH ST, TUSCUMBIA, AL 35674-2128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/36363
Date	Oct 20, 2020
Book Page	2020/36363
Instrument	202036363

Lender

Name	TVA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	509 E 4TH ST, TUSCUMBIA, AL 35674-2128
Transaction Type	Mortgage
Record Updated	May 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/11908
Date	May 2, 2019
Book Page	2019/11908
Instrument	201911908

Lender

Name	TVA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2034

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	509 E 4TH ST, TUSCUMBIA, AL 35674-2128
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201723323
Date	Aug 22, 2017
Book Page	2017/23323
Instrument	201723323

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 509 E 4th St was $780, up 6% from the year before.

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Municipality	Tuscumbia City
Unified School District	Tuscumbia City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$780.00 (+5.98%)
2025	$736.00 (+7.13%)	$18,160 (+6.95%) Land $2,300 Building $15,860	$181,700 (+7.13%) Land $22,900 Building $158,800
2024	$687.00 (-3.65%)	$16,980 (+7.74%) Land $2,120 Building $14,860	$169,600 (+7.61%) Land $21,200 Building $148,400
2023	$713.00 (+17.27%) Homeowner's exemption	$15,760 (+16.05%)	$157,600 (+16.04%) Land $16,600 Building $141,000
2022	$608.00 Homeowner's exemption	$13,580	$135,820 Land $11,040 Building $124,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 E 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 E 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUSCUMBIA WATER WORKS serves 16,539 people · EPA ID AL0000331
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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