609 E 14th St, Sanford, FL 32771 Property Records

Seminole County property record for 609 E 14th St, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,282 sqft · built 1925
Lot Size	0.191 acres (8,360 sqft)
Owner	Trust Name on Record
Last Sale	$160,800 (Jun 2018)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-19-31-507-0600-0090`

Property Details

APN / Parcel Number

Primary APN	`31-19-31-507-0600-0090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,282 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	8,360 sqft (0.191 acres)
Lot Dimensions	152 ft deep x 55 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	609 E 14TH ST
City	SANFORD
State	FL
Zip	32771-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 6 SAN LANTA PB 3 PG 80
Legal Range	31E
Legal Township	19S
Legal Section	31
Legal Subdivision	SAN LANTA
Legal Tract	507
Legal Block	6
Legal Lot Number	9 10
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1008
Census Tract	20301

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	609 E 14TH ST, SANFORD, FL 32771-2902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 27, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Prior Sale	Oct 8, 2012 · Amount on Record
Deed Document Number	2018074189
Deed Book / Page	09162 / 0812
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	609 E 14TH ST, SANFORD, FL 32771-2902
Document Number	0096600017
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E 14TH ST SANFORD FL 327712902, SANFORD, FL 32771-2902

Mortgage

Document Number	0096600017
Date	Jul 27, 2020
Book Page	009660/000017
Instrument	79629

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 27, 2018
Property Address	609 E 14TH ST, SANFORD, FL 32771-2902
Document Number	0091620812
Book / Page	09162 / 0812
Map Reference	MB3 PG80
Instrument Date	Jun 25, 2018
Instrument	2018074189
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	PREMIER ALLIANCE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10820 WHEATON CT, 10820, ORLANDO, FL 32821-8729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	609 E 14TH ST, SANFORD, FL 32771-2902

Mortgage

Document Number	2018074190
Date	Jun 27, 2018
Instrument	2018074190

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,906.00 (+14.61%) Homeowner's exemption	$144,252 (+5.99%)	$212,555 (+5.48%) Land $53,818 Building $158,737
2023	$1,663.00 (+3.74%) Homeowner's exemption	$136,104 (+3%)	$201,516 (+4.65%) Land $49,569 Building $151,947
2022	$1,603.00 Homeowner's exemption	$132,140	$192,565 Land $48,153 Building $144,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1983–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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