522 E 14th St, Sanford, FL 32771 Property Records

Seminole County property record for 522 E 14th St, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 2018
Lot Size	0.201 acres (8,775 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Jul 2022)
Tax Bill	$5,803 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-19-31-507-0200-0040`

Property Details

APN / Parcel Number

Primary APN	`31-19-31-507-0200-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	1,477 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	117 ft deep x 75 ft wide
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	522 E 14TH ST
City	SANFORD
State	FL
Zip	32771-2946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 15 FT LOT 4 & ALL LOT 5 BLK 2 SAN LANTA PB 3 PG 80
Legal Section	31
Legal Subdivision	SAN LANTA
Legal Tract	507
Legal Block	2
Legal Lot Number	4-5
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1002
Census Tract	20301

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 E 14TH ST, SANFORD, FL 32771-2946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2018	Warranty Deed, Transfer · Conventional Mortgage CYPRESS HOLDINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	2022078030
Deed Book / Page	10272 / 699
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 6, 2022
Property Address	522 E 14TH ST, SANFORD, FL 32771-2946
Document Number	0102720699
Book / Page	10272 / 699
Map Reference	MB 3 PG 80
Instrument Date	Jun 24, 2022
Instrument	2022078030
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,884.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12277 RUE DESENCLAVES, 12277, MONTREAL QUEBEC H M W CAN XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E 14TH ST, SANFORD, FL 32771-2946

Mortgage

Document Number	0010272701
Date	Jul 6, 2022
Instrument	10272/701

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 15, 2018
Property Address	522 E 14TH ST, SANFORD, FL 32771-2946
Document Number	0092310176
Book / Page	009231 / 000176
Instrument Date	Oct 5, 2018
Instrument	118105
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	630 RIVERVIEW AVE SANFORD FL 327719510, SANFORD, FL 32771-9510

Mortgage

Document Number	92310178
Date	Oct 15, 2018
Book Page	009231/000178
Instrument	118106

Lender

Name	CYPRESS HOLDINGS LLC
Address	4925 RED BRICK RUN, SANFORD, FL 32771-7110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,803.00 (+0.26%)	$320,832 (-1.58%)	$320,832 (-1.58%) Land $63,413 Building $257,419
2023	$5,788.00 (+31.76%)	$325,986 (+18.49%)	$325,986 (+11.12%) Land $58,406 Building $267,580
2022	$4,393.00	$275,106	$293,374 Land $56,738 Building $236,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1983–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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