Napa County property record for 609 Cottage Dr, Napa, CA 94558
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,004 sqft · built 1972 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $440,000 (Dec 2004) |
| Tax Bill | $7,909 (2026) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-160-017-000 |
| Primary APN | 060-160-017-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,004 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 436 sqft (0.01 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Old Parcel Number | 060-160-017 |
|---|---|
| Street Address | 609 COTTAGE DR |
| City | NAPA |
| State | CA |
| Zip | 94558-1211 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PD |
| Legal Description | UNIT 7 CLUSTER 1 BLK 1 SILVERADO COTTAGES UNIT D 9R/M77 |
| Legal Subdivision | SILVERADO COTTAGES UNIT D |
| Legal Block | 1 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 201401 |
609 Cottage Dr, a condominium, is owned by a company that acquired it in June 2025.
Source: Napa County records, as of October 21, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 228 WINDING WAY, SAN CARLOS, CA 94070-2817 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2004 · Amount on File |
| Deed Sale | Dec 21, 2004 · Amount on File |
| Deed Document Number | 200452866 |
| Last Transfer Date | Jun 24, 2025 |
| Transfer Doc | 0000008995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 609 COTTAGE DR, NAPA, CA 94558-1211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018494 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2018-0018494 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 26, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 609 Cottage Dr was $7,909, up 2.1% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,909.00 (+2.1%) | $635,571 (+1.97%) Land $390,985 Building $244,586 | $635,571 Land $390,985 Building $244,586 |
| 2025 | $7,746.00 | $623,306 Land $383,319 Building $239,987 | |
| 2023 | $7,421.00 (+1.09%) | $599,492 Land $368,435 Building $231,057 | |
| 2022 | $7,341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Cottage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 11 (1986–2011) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Cottage Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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