Eau Claire County property record for 609 Cochrane St, Eau Claire, WI 54703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,058 sqft · built 1876 |
| Lot Size | 0.094 acres (4,090 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,000 (Aug 2013) |
| Tax Bill | $1,797 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0406-000 |
| Primary APN | 01-0406-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,058 sqft Living Area |
| Basement Area | 100 sqft |
| Unfinished Basement | 100 sqft |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Exterior Material | Vinyl |
| Lot Area | 4,090 sqft (0.094 acres) |
| Lot Dimensions | 124 ft deep x 33 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Oil |
| Street Address | 609 COCHRANE ST |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | S 1/2 OF LOT 8 BLK 12 PUTNAM & SIMONS 1ST ADD |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 17 |
| Legal Subdivision | SIMONS 1ST ADD |
| Legal Block | 12 |
| Legal Lot Number | 8 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 600 |
Source: Eau Claire County assessment roll, APN 01-0406-000, as of April 23, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 COCHRANE ST, EAU CLAIRE, WI 54703-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER BANK |
| Mar 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2013 · Amount on Record |
| Deed Sale | Aug 20, 2013 · Amount on Record |
| Deed Document Number | 20131089567 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 609 COCHRANE ST, EAU CLAIRE, WI 54703-3116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001207973 |
|---|---|
| Date | Mar 09, 2021 |
| Instrument | 1207973 |
| Name | CHARTER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Mar 10, 2025 |
| Property Address | 609 COCHRANE ST, EAU CLAIRE, WI 54703-3116 |
| Document Number | 0001264124 |
| Instrument Date | Mar 04, 2025 |
| Instrument | 1264124 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | LEGENDS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 COCHRANE ST, EAU CLAIRE, WI 54703-3116 |
| Document Number | 0001264125 |
|---|---|
| Date | Mar 10, 2025 |
| Instrument | 1264125 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
Source: Eau Claire County assessment roll as of April 23, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,797.00 | $100,500 (-) Land $10,400 Building $90,100 | $131,500 |
| 2023 | $100,500 Land $10,400 Building $90,100 |
Source: FEMA National Flood Hazard Layer, Eau Claire County (55035C), as of April 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 356 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system WI6180230, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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