Eau Claire County property record for 540 Cochrane St, Eau Claire, WI 54703
| Property Type | Bungalow |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1916 |
| Lot Size | 0.182 acres (7,937 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (May 2023) |
| Tax Bill | $2,925 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0358-000 |
| Primary APN | 01-0358-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Bungalow |
| Exterior Material | Vinyl |
| Lot Area | 7,937 sqft (0.182 acres) |
| Lot Dimensions | 124 ft deep x 64 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 540 COCHRANE ST |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Bungalow |
| Local Zoning Code | R2 |
| Legal Description | LOT 3 BLK 10 PUTNAM & SIMONS 1ST ADD |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 17 |
| Legal Subdivision | SIMONS 1ST ADD |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 600 |
Source: Eau Claire County records · APN 01-0358-000
Assessment roll updated April 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 COCHRANE ST, EAU CLAIRE, WI 54703-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREVAIL BANK |
| May 25, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Deed Document Number | 20231243982 |
| Prior Transfer Date | May 22, 2023 |
| Prior Transfer Doc | 0001243981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | May 25, 2023 |
| Property Address | 540 COCHRANE ST, EAU CLAIRE, WI 54703-3207 |
| Document Number | 0001243982 |
| Instrument Date | May 23, 2023 |
| Instrument | 1243982 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 COCHRANE ST, EAU CLAIRE, WI 54703-3207 |
| Document Number | 0001243983 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 1243983 |
| Name | PREVAIL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 11.2% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 12.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | May 25, 2023 |
| Property Address | 540 COCHRANE ST, EAU CLAIRE, WI 54703-3207 |
| Document Number | 0001243981 |
| Instrument Date | May 22, 2023 |
| Instrument | 1243981 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | W7667 ALLENDER LN, SHIOCTON, WI 54170 |
Source: Eau Claire County records · Assessment roll updated April 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,925.00 | $155,600 (-) Land $17,600 Building $138,000 | $203,500 |
| 2023 | $155,600 (+19.33%) Land $17,600 Building $138,000 | ||
| 2022 | $130,400 Land $17,600 Building $112,800 |
Source: FEMA National Flood Hazard Layer as of April 26, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 356 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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