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609 Cavin Ave, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 609 Cavin Ave, Winthrop Harbor, IL 60096

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,240 sqft · built 1997
Lot Size0.268 acres (11,678 sqft)
Owner2 Trust Names on Record
Last Sale$225,000 (Jul 2016)
Tax Bill$12,031 (2024)
Deeds & MortgagesAug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN04-09-210-021

Property Details

APN / Parcel Number

Primary APN04-09-210-021

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,240 sqft Living Area
Gross Area4,056 sqft
1st Floor Area1,288 sqft
2nd Floor Area952 sqft
Upper Floors Area952 sqft
Basement Area1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,678 sqft (0.268 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area170 sqft
Deck Area154 sqft
Patio Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address609 CAVIN AVE
CityWINTHROP HARBOR
StateIL
Zip60096-1185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAVIN AVENUE RESUBDIVISION; LOT 3
Legal SubdivisionCAVIN AVENUE RESUBDIVISION
Legal Lot Number3
JurisdictionLAKE IL
Township / Civil DivisionBENTON
Census Block Group3
Census Block3038
Census Tract860103

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address609 CAVIN AVE, WINTHROP HARBOR, IL 60096-1185
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2016 · Amount on Record
Deed SaleJul 5, 2016 · Amount on Record
Prior SaleFeb 5, 1999 · Amount on Record
Deed Document Number20167306094
Last Transfer DateAug 15, 2022
Transfer Doc0007927454
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateAug 19, 2022
Property Address609 CAVIN AVE, WINTHROP HARBOR, IL 60096-1185
Document Number0007927454
Map ReferenceDOC 3854153
Instrument DateAug 15, 2022
Instrument7927454
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address609 CAVIN AVE, WINTHROP HARBOR, IL 60096-1185

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionBenton Township
MunicipalityWinthrop Harbor Village
Elementary School DistrictWinthrop Harbor School District 1 (PK - 08)
Secondary School DistrictZion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$139,717 (+25.56%) Land $9,209 Building $130,508$419,193 (+25.56%) Land $27,630 Building $391,563
2024$12,031.00 (+20.85%)
2023$9,955.00 (-2.35%)$111,277 (+14.76%) Land $8,111 Building $103,166$333,864 (+14.76%) Land $24,335 Building $309,529
2022$10,195.00$96,965 Land $7,930 Building $89,035$290,924 Land $23,792 Building $267,132

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1986)
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTHROP HARBOR
serves 6,565 people · EPA ID IL0971950
Water SourcePurchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State InspectionApr 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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