Lake County property record for 600 Cavin Ave, Winthrop Harbor, IL 60096
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,608 sqft · built 1993 |
| Lot Size | 0.345 acres (15,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Aug 2024) |
| Tax Bill | $10,934 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-209-005 |
| Primary APN | 04-09-209-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 3,952 sqft |
| 1st Floor Area | 1,608 sqft |
| Basement Area | 1,608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,019 sqft (0.345 acres) |
| Lot Dimensions | 120 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 292 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 600 CAVIN AVE |
|---|---|
| City | WINTHROP HARBOR |
| State | IL |
| Zip | 60096-1175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREDK H. BARTLETTS NORTH SHORE ACRES 1ST ADDN LOT 1 BLOCK 41 |
| Legal Subdivision | FREDK H. BARTLETTS NORTH SHORE ACRES 1ST |
| Legal Block | 41 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 860103 |
600 Cavin Ave is owned by two individuals who bought it in August 2024.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1806 SUNSHINE LN, ZION, IL 60099-5113 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on File |
| Deed Sale | Aug 29, 2024 · Amount on File |
| Deed Document Number | 20248053499 |
| Prior Transfer Date | Jan 28, 2003 |
| Prior Transfer Doc | 0005129633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 600 CAVIN AVE, WINTHROP HARBOR, IL 60096-1175 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 600 CAVIN AVE, WINTHROP HARBOR, IL 60096-1175 |
| Document Number | 0008129418 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 8129418 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Benton Township |
| Municipality | Winthrop Harbor Village |
| Elementary School District | Winthrop Harbor School District 1 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113,498 Land $10,508 Building $102,990 | $340,528 Land $31,527 Building $309,001 | |
| 2024 | $10,934.00 (+135.24%) | ||
| 2023 | $4,648.00 (-5.01%) | $107,124 (+6.63%) Land $9,256 Building $97,868 | $321,404 (+6.63%) Land $27,771 Building $293,633 |
| 2022 | $4,893.00 | $100,460 Land $9,041 Building $91,419 | $301,410 Land $27,126 Building $274,284 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 600 Cavin Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 600 Cavin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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