609 Brown St, Bay, AR 72411 Property Records

Craighead County property record for 609 Brown St, Bay, AR 72411

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,338 sqft
Lot Size	0.327 acres (14,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Feb 2026)
Tax Bill	$477 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2021 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`10-135211-09700`

Property Details

APN / Parcel Number

Primary APN	`10-135211-09700`
Alternative APN	`824253`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	1,338 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,250 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	66 sqft
Carport	Carport
Carport Area	66 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	609 BROWN ST
City	BAY
State	AR
Zip	72411-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ODANIEL ADD TO BAY PT NW NW NE 21-13-595X150
Legal Range	05
Legal Township	13
Legal Section	21
Legal Subdivision	ODANIEL ADD TO BAY
Legal Block	1
Legal Lot Number	2
Jurisdiction	CRAIGHEAD AR
Township / Civil Division	MAUMELLE
Census Block Group	1
Census Block	1032
Census Tract	900

Owner

Source: Craighead County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 BROWN ST, BAY, AR 72411-9553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Jun 29, 2021	Warranty Deed, Transfer · Line of Credit UNICO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	20262592
Prior Transfer Date	Feb 6, 2026
Prior Transfer Doc	2026R002592
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Property Address	609 BROWN ST, BAY, AR 72411-9553
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BROWN ST, BAY, AR 72411-9553

Mortgage

Document Number	2021R029745
Date	Dec 9, 2021
Instrument	2021R-029745

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	HARRISBURG, AR 72432

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Dec 1, 2027

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAIGHEAD AR
Recording Date	Jun 29, 2021
Property Address	609 BROWN ST, BAY, AR 72411-9553
Document Number	2021R015621
Map Reference	MB 123 PG 88
Instrument Date	Jun 24, 2021
Instrument	2021R-015621
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 BROWN ST, BAY, AR 72411-9553

Mortgage

Document Number	2021R015622
Date	Jun 29, 2021
Instrument	2021R-015622

Lender

Name	UNICO BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 24, 2024

Tax Assessment & Valuation

Source: Craighead County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Craighead County
Municipality	Bay City
Unified School District	Bay School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$477.00 (+2.8%) Homeowner's exemption	$9,034 (-) Land $1,300 Building $7,734	$45,170 (-) Land $6,500 Building $38,670
2024	$464.00 (+472.84%)
2023	$81.00 Homeowner's exemption	$9,034 Land $1,300 Building $7,734	$45,170 Land $6,500 Building $38,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY WATERWORKS serves 1,938 people · EPA ID AR0000129
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empower, delivered by CECC.

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