1004 Brown St, Bay, AR 72411 Property Records

Craighead County property record for 1004 Brown St, Bay, AR 72411

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,568 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2026)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-135164-00600`

Property Details

APN / Parcel Number

Primary APN	`10-135164-00600`
Alternative APN	`823993`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,568 sqft Living Area
Gross Area	3,051 sqft
1st Floor Area	1,968 sqft
Upper Floors Area	600 sqft
Flooring	Wood

Exterior

Exterior Material	Masonry Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	210 ft deep x 210 ft wide
Garage Type	Attached
Garage Area	483 sqft
Driveway	Concrete Driveway
Driveway Area	759 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Patio Area	45 sqft
Canopy	480 sqft
Pole Barn	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1004 BROWN ST
City	BAY
State	AR
Zip	72411-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SE 210X210
Legal Range	05
Legal Township	13
Legal Section	16
Legal Block	2
Jurisdiction	CRAIGHEAD AR
Township / Civil Division	MAUMELLE
Census Block Group	2
Census Block	2014
Census Tract	900

Owner

1004 Brown St is owned and occupied by two individuals who bought it in September 2026.

Source: Craighead County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1004 BROWN ST, BAY, AR 72411-9500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on File
Deed Sale	Sep 23, 2026 · Amount on File
Prior Sale	Jan 22, 2007 · Amount on File
Deed Document Number	202620133
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAIGHEAD AR
Recording Date	Sep 23, 2026
Property Address	1004 BROWN ST, BAY, AR 72411-9500
Document Number	0000020133
Instrument Date	Sep 22, 2026
Instrument	202620133
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NIX TITLE COMPANY, NIX TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,990.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1004 BROWN ST, BAY, AR 72411-9500

Mortgage

Document Number	0000020134,
Date	Sep 23, 2026
Instrument	202620134

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 22, 2031

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Brown St was $2,278.

Source: Craighead County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Craighead County
Municipality	Bay City
Unified School District	Bay School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,278.00	$43,150 Land $1,500 Building $41,650	$215,750 Land $7,500 Building $208,250
2023	$1,795.00 Homeowner's exemption	$43,150 Land $1,500 Building $41,650	$215,750 Land $7,500 Building $208,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1004 Brown St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	9 (2001–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms And Flooding, Dec 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1004 Brown St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY WATERWORKS serves 1,938 people · EPA ID AR0000129
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empower, delivered by CECC.

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