609 Berosa Ct, Guyton, GA 31312 Property Records

Effingham County property record for 609 Berosa Ct, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,256 sqft · built 2014
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$352,900 (Apr 2023)
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0348A-108-000`

Property Details

APN / Parcel Number

Primary APN	`0348A-108-000`
Alternative APNs	`0348A108` `6924`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Area	644 sqft
Porch	Patio
Porch Area	200 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6924
Street Address	609 BEROSA CT
City	GUYTON
State	GA
Zip	31312-4986
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.53 AC LOT 108 (OUT 348-31)
Legal Subdivision	LONESOME OAKS
Legal Phase	2
Legal Block	II
Legal Lot Number	108
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	30208

Owner

609 Berosa Ct is owned and occupied by an individual who bought it in April 2023.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	609 BEROSA CT, GUYTON, GA 31312-4986
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASHLEY GENE
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICA FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Jul 3, 2014 · Amount on File
Deed Document Number	20231041
Deed Book / Page	2844 / 995
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	609 BEROSA CT, GUYTON, GA 31312-4986
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BEROSA CT, GUYTON, GA 31312-4986

Mortgage

Document Number	0000002648/0000000185
Date	Dec 22, 2020
Book Page	0000002648/0000000185
Instrument	013454

Lender

Name	ASHLEY GENE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2050

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 27, 2023
Property Address	609 BEROSA CT, GUYTON, GA 31312-4986
Document Number	002844/995
Book / Page	2844 / 995
Instrument Date	Apr 27, 2023
Instrument	2023-001041
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BEROSA CT, GUYTON, GA 31312-4986

Mortgage

Document Number	2023003409
Date	Apr 27, 2023
Instrument	2023003409

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 609 Berosa Ct was $4,656 with a homeowner's exemption, up 6.5% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,600 (-7.24%) Land $22,800 Building $124,800	$369,000 (-7.24%) Land $57,000 Building $312,000
2025	$4,656.00 (+6.47%) Homeowner's exemption	$159,118 (-1.21%) Land $22,800 Building $136,318	$397,794 (-1.21%) Land $57,000 Building $340,794
2024	$4,373.00 (+35.18%)	$161,066 (+6.58%) Land $22,800 Building $138,266	$402,665 (+6.58%) Land $57,000 Building $345,665
2023	$3,235.00 (-18.62%)	$151,126 (+19.27%) Land $17,600 Building $133,526	$377,815 (+19.27%) Land $44,000 Building $333,815
2022	$3,975.00	$126,711 Land $14,800 Building $111,911	$316,777 Land $37,000 Building $279,777

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 Berosa Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Berosa Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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