604 Berosa Ct, Guyton, GA 31312 Property Records

Effingham County property record for 604 Berosa Ct, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,759 sqft · built 2010
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0348A-111-000`

Property Details

APN / Parcel Number

Primary APN	`0348A-111-000`
Alternative APNs	`0348A111` `6927`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,759 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	483 sqft
Porch	Patio
Porch Area	36 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6927
Street Address	604 BEROSA CT
City	GUYTON
State	GA
Zip	31312-4986
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.55 AC LOT 111 (OUT 348-31)
Legal Subdivision	LONESOME OAKS
Legal Phase	2
Legal Block	II
Legal Lot Number	111
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	30208

Owner

604 Berosa Ct is owned and occupied by an individual who acquired it in July 2023.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	604 BEROSA CT, GUYTON, GA 31312-4986
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage COASTAL CUSTOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023
Deed Sale	Jul 7, 2023
Prior Sale	Aug 23, 2010 · Amount on File
Deed Document Number	20235588
Deed Book / Page	2858 / 573
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	604 BEROSA CT, GUYTON, GA 31312-4986
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 BEROSA CT, GUYTON, GA 31312-4986

Mortgage

Document Number	0000002661/0000000229
Date	Feb 9, 2021
Book Page	0000002661/0000000229
Instrument	001498

Lender

Name	MAGNOLIA BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 27, 2023
Property Address	604 BEROSA CT, GUYTON, GA 31312-4986
Document Number	002858/573
Book / Page	2858 / 573
Instrument Date	Jun 27, 2023
Instrument	D2023005588
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 BEROSA CT, GUYTON, GA 31312-4986

Mortgage

Document Number	0002858575
Date	Jun 27, 2023
Instrument	2858/575

Lender

Name	COASTAL CUSTOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 604 Berosa Ct was $3,854 with a homeowner's exemption, up 4% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,534 (+6.87%) Land $22,800 Building $100,734	$308,834 (+6.87%) Land $57,000 Building $251,834
2025	$3,854.00 (+4.05%) Homeowner's exemption	$115,589 (-1.59%) Land $22,800 Building $92,789	$288,973 (-1.59%) Land $57,000 Building $231,973
2024	$3,704.00 (+116.36%)	$117,453 (+11.22%) Land $22,800 Building $94,653	$293,632 (+11.22%) Land $57,000 Building $236,632
2023	$1,712.00 (-22.29%) Homeowner's exemption	$105,602 (+18.96%) Land $17,600 Building $88,002	$264,005 (+18.96%) Land $44,000 Building $220,005
2022	$2,203.00 Homeowner's exemption	$88,774 Land $14,800 Building $73,974	$221,935 Land $37,000 Building $184,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Berosa Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Berosa Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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