609 6th St, Traer, IA 50675 Property Records

Tama County property record for 609 6th St, Traer, IA 50675

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,128 sqft · built 1974
Lot Size0.165 acres (7,187 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Jul 2026)
Tax Bill$3,102 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07.10.255.005

Property Details

APN / Parcel Number

Primary APN07.10.255.005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,128 sqft Living Area
Basement Area1,008 sqft
Finished Basement875 sqft
Unfinished Basement133 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,187 sqft (0.165 acres)
Garage TypeMixed
Garage Area538 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area225 sqft
Patio Area119 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address609 6TH ST
CityTRAER
StateIA
Zip50675-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 19 ORIGINAL
Legal SubdivisionORIGINAL TOWN
Legal Block19
Legal Lot Number5
JurisdictionTAMA IA
Township / Civil DivisionPERRY
Census Block Group3
Census Block3026
Census Tract290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address609 6TH ST, TRAER, IA 50675-1305
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Prior SaleSep 29, 2015 · Amount on Record
Deed Document Number20261826
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTAMA IA
Recording DateJul 31, 2026
Property Address609 6TH ST, TRAER, IA 50675-1305
Document Number0000001826
Instrument DateJul 31, 2026
Instrument20261826
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$23,351.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 6TH ST, TRAER, IA 50675-1305
InvestorPossibly a Property Investor

Mortgage

Document Number0000001827,
DateJul 31, 2026
Instrument20261827
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.47%
Max Rate-1%

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateIowa
CountyTama County
MunicipalityTraer City
Unified School DistrictNorth Tama County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,102.00$168,340 (+17.33%) Land $11,040 Building $157,300$168,340 (+17.33%) Land $11,040 Building $157,300
2023$143,470 Land $11,040 Building $132,430$143,470 Land $11,040 Building $132,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRAER MUNICIPAL WATER PLANT
serves 1,583 people · EPA ID IA8681030
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

Nearby Properties on 6th St

Nearby Streets

Search Property Records by Address or Parcel Number