Tama County property record for 607 6th St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,596 sqft · built 2018 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Sep 2006) |
| Tax Bill | $6,244 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Mar 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.255.004 |
| Primary APN | 07.10.255.004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| Basement Area | 1,596 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 596 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Mixed |
| Garage Area | 1,026 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 365 sqft |
| Patio Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 607 6TH ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 19 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 19 |
| Legal Lot Number | 6 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 290200 |
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 607 6TH ST, TRAER, IA 50675-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2018 | Deed of Trust, Mortgage MIDWESTONE BANK |
| Mar 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MIDWESTONE BANK |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTON BANK |
| Jul 12, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2006 · Amount on Record |
| Deed Sale | Sep 15, 2006 · Amount on Record |
| Deed Document Number | 20065476 |
| Deed Book / Page | 781 / 452 |
| Last Transfer Date | Jun 28, 2021 |
| Transfer Doc | 0020212230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 607 6TH ST, TRAER, IA 50675-1305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020182720 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018-2720 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 350 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 607 6TH ST, TRAER, IA 50675-1305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020200659 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 2020-0659 |
| Name | MIDWESTONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 607 6TH ST, TRAER, IA 50675-1305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020213287 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-3287 |
| Name | MIDWESTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 12, 2021 |
| Property Address | 607 6TH ST, TRAER, IA 50675-1305 |
| Document Number | 0020212230 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021-2230 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 607 6TH ST, TRAER, IA 50675-1305 |
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,244.00 Homeowner's exemption | $327,790 (+16.87%) Land $11,040 Building $316,750 | $327,790 (+16.87%) Land $11,040 Building $316,750 |
| 2024 | $280,470 (-) Land $11,040 Building $269,430 | ||
| 2023 | $280,470 Land $11,040 Building $269,430 | $280,470 Land $11,040 Building $269,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures