609 3rd St, Buffalo, IA 52728 Property Records

Scott County property record for 609 3rd St, Buffalo, IA 52728

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft · built 1859
Lot Size0.211 acres (9,191 sqft)
OwnerIndividual Name on Record
Last Sale$64,000 (Jun 2020)
Tax Bill$1,046 (2026)
Deeds & MortgagesJul 2017 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN72223410906

Property Details

APN / Parcel Number

Primary APN72223410906

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area416 sqft
Basement Area620 sqft
Unfinished Basement620 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1859
Effective Year BuiltEffective 1859
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,191 sqft (0.211 acres)
Lot Dimensions140 ft deep x 66 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address609 3RD ST
CityBUFFALO
StateIA
Zip52728-7724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHECKLE & KAUTZ'S ADD LOT: 009 BLOCK: 006 HECKLE & KAUTZ'S ADD
Legal SubdivisionHECKLE & KAUTZ'S ADD
Legal Block6
Legal Lot Number9
JurisdictionSCOTT IA
Township / Civil DivisionBUFFALO
Census Block Group3
Census Block3033
Census Tract10401

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address609 3RD ST, BUFFALO, IA 52728-7724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2017Deed of Trust, Mortgage · Commercial Mortgage
BLACKHAWK BANK & TRUST
Jun 22, 2020Warranty Deed, Transfer · FHA Mortgage
SERVION INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2020 · Amount on Record
Deed SaleJun 22, 2020 · Amount on Record
Deed Document Number202017965
Prior Transfer DateAug 11, 2011
Prior Transfer Doc0000024305
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address609 3RD ST, BUFFALO, IA 52728-7724
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700019918
DateJul 25, 2017
Instrument2017-00019918
Lender
NameBLACKHAWK BANK & TRUST
TypeBank
AddressSILVIS, IL 61282
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT IA
Recording DateJun 22, 2020
Property Address609 3RD ST, BUFFALO, IA 52728-7724
Document Number202000017965
Instrument DateMay 11, 2020
Instrument202000017965
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$101.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 3RD ST, BUFFALO, IA 52728-7724

Mortgage

Document Number202000017967
DateJun 22, 2020
Instrument202000017967
Lender
NameSERVION INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityBuffalo City
CountyScott County
Unified School DistrictDavenport Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,046.00$86,700 (+5.47%) Land $18,400 Building $68,300$86,700 (+5.47%) Land $18,400 Building $68,300
2025$1,046.00 (-3.68%) Homeowner's exemption$82,200 (+3.27%) Land $18,400 Building $63,800$82,200 (+3.27%) Land $18,400 Building $63,800
2024$1,086.00 (+14.56%)
2023$79,600 Land $18,400 Building $61,200$79,600 Land $18,400 Building $61,200
2022$948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims41 (1982–2019)
Claims Outside the SFHA12 of 41
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2019 · 10 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 8 claims
  • Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER SUPPLY
serves 1,176 people · EPA ID IA8218050
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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