506 3rd St, Buffalo, IA 52728 Property Records

Scott County property record for 506 3rd St, Buffalo, IA 52728

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,544 sqft · built 1900
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Feb 2021)
Tax Bill	$1,948 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72223130305`

Property Details

APN / Parcel Number

Primary APN	`72223130305`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
1st Floor Area	352 sqft
Basement Area	176 sqft
Unfinished Basement	176 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,231 sqft (0.166 acres)
Lot Dimensions	140 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	511 sqft
Deck Area	120 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	506 3RD ST
City	BUFFALO
State	IA
Zip	52728-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF BUFFALO LOT: 003 BLOCK: 005 TOWN OF BUFFALO
Legal Subdivision	TOWN OF BUFFALO
Legal Block	5
Legal Lot Number	3
Jurisdiction	SCOTT IA
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1025
Census Tract	10402

Owner

506 3rd St is owned and occupied by an individual who bought it in February 2021.

Source: Scott County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	323 OAK ST, BUFFALO, IA 52728-7790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Aug 2, 2011 · Amount on File
Deed Document Number	20216536
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Feb 23, 2021
Property Address	506 3RD ST, BUFFALO, IA 52728-7725
Document Number	202100006536
Instrument Date	Feb 23, 2021
Instrument	202100006536
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	506 3RD ST, BUFFALO, IA 52728-7725

Mortgage

Document Number	202100006538
Date	Feb 23, 2021
Instrument	202100006538

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 506 3rd St was $1,948 with a homeowner's exemption, down 3.8% from the year before.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Buffalo City
County	Scott County
Unified School District	Davenport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,948.00 (-3.85%)	$143,800 (-) Land $14,500 Building $129,300	$143,800 (-) Land $14,500 Building $129,300
2025	$2,026.00 Homeowner's exemption	$143,800 Land $14,500 Building $129,300	$143,800 Land $14,500 Building $129,300
2024	$2,026.00
2023		$139,600 Land $14,500 Building $125,100	$139,600 Land $14,500 Building $125,100
2022	$2,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	30 (1990–2019)
Claims Outside the SFHA	7 of 30
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims Severe Storms & Flooding, Jul 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER SUPPLY serves 1,176 people · EPA ID IA8218050
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20