Pinellas County property record for 609 3rd Ave SW, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,844 sqft · built 1962 |
| Lot Size | 0.153 acres (6,695 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $76,000 (May 2001) |
| Tax Bill | $1,613 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-2351-9 |
| Primary APN | C62-000-748-2351-9 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,844 sqft Heated Area |
| 1st Floor Area | 1,844 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,695 sqft (0.153 acres) |
| Lot Dimensions | 119 ft deep x 56 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 117 sqft |
| Patio Area | 117 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R376633 |
|---|---|
| Old Parcel Number | 152934994500040040 |
| Street Address | 609 3RD AVE SW |
| City | LARGO |
| State | FL |
| Zip | 33770-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | YEARWOOD-WADFORD-HAMILTON ADD TO LARGO BLK 4, LOT 4 & N 1.5FT OF LOT 5 |
| Legal Range | 15 |
| Legal Township | 29 |
| Legal Section | 34 |
| Legal Subdivision | YEARWOOD-WADFORD-HAMILTON ADD TO LARGO |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 25603 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 609 3RD AVE SW, LARGO, FL 33770-3411 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Apr 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU |
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2001 · Amount on Record |
| Deed Sale | May 15, 2001 · Amount on Record |
| Deed Document Number | 0113702204 |
| Deed Book / Page | 11370 / 2204 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 609 3RD AVE SW, LARGO, FL 33770-3411 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 609 3RD AVE SW, LARGO, FL 33770-3411 |
| Document Number | 0225591472 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 22559/1472 |
| Instrument | 2023232668 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 609 3RD AVE SW, LARGO, FL 33770-3411 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|---|
| Address | 609 3RD AVE SW, LARGO, FL 33770-3411 |
| Document Number | 0220340385 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 22034/385 |
| Instrument | 2022130296 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 609 3RD AVE SW, LARGO, FL 33770-3411 |
| Document Number | 0210681827 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Name | Verified Name |
|---|---|
| Address | 609 3RD AVE SW LARGO FL 337703411, LARGO, FL 33770-3411 |
| Document Number | 0210681827 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 021068/001827 |
| Instrument | 202006 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2050 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,613.00 (+9.65%) Homeowner's exemption | $127,171 (+5.99%) | $412,322 (+28.7%) Land $119,208 Building $293,114 |
| 2023 | $1,471.00 (+7.37%) Homeowner's exemption | $119,987 (+5.09%) | $320,368 (+55.89%) Land $137,211 Building $183,157 |
| 2022 | $1,370.00 Homeowner's exemption | $114,172 | $205,510 Land $110,481 Building $95,029 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1993–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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