Pinellas County property record for 323 3rd Ave SW, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1900 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $181,000 (Oct 2020) |
| Tax Bill | $2,226 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-2309-7 |
| Primary APN | C62-000-748-2309-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,473 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,445 sqft (0.125 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 465 sqft |
| Carport | Carport |
| Carport Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R376590 |
|---|---|
| Street Address | 323 3RD AVE SW |
| City | LARGO |
| State | FL |
| Zip | 33770-3547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITEHURSTS & OTHERS ADD BLK 10, E 50FT OF LOT 7 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 34 |
| Legal Subdivision | WHITEHURSTS & OTHERS ADD |
| Legal Tract | 97398 |
| Legal Block | 10 |
| Legal Lot Number | 7 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 25603 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 323 3RD AVE SW, LARGO, FL 33770-3547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 2, 2020 | Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on Record |
| Deed Sale | Oct 2, 2020 · Amount on Record |
| Prior Sale | Apr 18, 2014 · Amount on Record |
| Deed Document Number | 2020294862 |
| Deed Book / Page | 21193 / 4 |
| Prior Transfer Date | Sep 12, 2013 |
| Prior Transfer Doc | 0181591579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 323 3RD AVE SW, LARGO, FL 33770-3547 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 323 3RD AVE SW, LARGO, FL 33770-3547 |
| Document Number | 0225541461 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 22554/1461 |
| Instrument | 2023228561 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 5, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 2, 2020 |
| Property Address | 323 3RD AVE SW, LARGO, FL 33770-3547 |
| Document Number | 0211930004 |
| Book / Page | 21193 / 4 |
| Map Reference | MB 1 PG 46B |
| Instrument Date | Oct 2, 2020 |
| Instrument | 2020294862 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | COASTLINE TTL OF PINELLAS LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,267.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3003 BLUFFS DR, 3003, LARGO, FL 33770-2707 |
| Name | Verified Name |
|---|---|
| Address | 323 3RD AVE SW, LARGO, FL 33770-3547 |
| Document Number | 0000211936 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 21193/6 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,226.00 (+8.74%) Homeowner's exemption | $159,448 (+5.99%) | $223,284 (+5.35%) Land $102,619 Building $120,665 |
| 2023 | $2,047.00 (+3.59%) Homeowner's exemption | $150,441 (+3%) | $211,938 (+18.92%) Land $118,547 Building $93,391 |
| 2022 | $1,976.00 Homeowner's exemption | $146,059 | $178,215 Land $103,909 Building $74,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1993–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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