St. Louis County property record for 605 2nd St, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.25 ba · 966 sqft · built 1920 |
| Lot Size | 0.067 acres (2,926 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,000 (Jul 2025) |
| Tax Bill | $2,314 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0010-02070 |
| Primary APN | 185-0010-02070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 966 sqft Gross Area |
| 1st Floor Area | 644 sqft |
| Basement Area | 483 sqft |
| Finished Basement | 483 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,926 sqft (0.067 acres) |
| Garage Area | 240 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 30 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1185613 |
|---|---|
| Street Address | 605 2ND ST |
| City | DULUTH |
| State | MN |
| Zip | 55810-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 41 2/3 FT OF ELY 83 1/3 FT OF LOTS20 21 AND 22 SERIAL # |
| Legal Subdivision | PROCTORKNOTT TOWNSITE OF |
| Legal Block | 12 |
| Legal Lot Number | 20-21 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10100 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 2ND ST, DULUTH, MN 55810-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Feb 21, 2013 · Amount on Record |
| Deed Document Number | 20251514988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 14, 2026 |
| Property Address | 605 2ND ST, DULUTH, MN 55810-2708 |
| Document Number | 0001530796 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20261530796 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 605 2ND ST, DULUTH, MN 55810-2708 |
| Document Number | 0001530796, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20261530796 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,314.00 (+16.16%) Homeowner's exemption | ||
| 2025 | $1,992.00 (+31.05%) Homeowner's exemption | $165,100 (+14.02%) Land $6,200 Building $158,900 | $165,100 (+14.02%) Land $6,200 Building $158,900 |
| 2024 | $1,520.00 | $144,800 (+30.33%) Land $6,400 Building $138,400 | $144,800 (+30.33%) Land $6,400 Building $138,400 |
| 2022 | $111,100 Land $4,800 Building $106,300 | $111,100 Land $4,800 Building $106,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Proctor serves 3,099 people · EPA ID MN1690042 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
May also be available: Spectrum, T-Mobile USA.
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