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6088 Lamonte St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6088 Lamonte St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,388 sqft · built 1988
Lot Size0.332 acres (14,461 sqft)
OwnerIndividual Name on Record
Last Sale$359,900 (May 2026)
Tax Bill$3,861 (2025)
Deeds & MortgagesMay 2026 Sale
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-26-31-5360-0001-0270

Property Details

APN / Parcel Number

Primary APN10-26-31-5360-0001-0270
Alternative APNs
  • 263110536000010270
  • 97195

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,388 sqft Living Area
Gross Area2,084 sqft
1st Floor Area1,388 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,461 sqft (0.332 acres)
Lot Dimensions130 ft deep x 108 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area296 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address6088 LAMONTE ST
CitySAINT CLOUD
StateFL
Zip34771-9509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionTYSON SUB NO 3 PB 1 PG 295 LOT 27 & ALL MILLER ST ABUTTING LOT 27
Legal Range31E
Legal Township26S
Legal Section10
Legal SubdivisionTYSON NO 3
Legal Tract5360
Legal Block270
Legal Lot Number27
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2017
Census Tract43700

Owner

Source: Osceola County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6088 LAMONTE ST, SAINT CLOUD, FL 34771-9509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Warranty Deed, Transfer
A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW
Aug 21, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 6, 2023Intrafamily Transfer, Transfer
Aug 20, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2026 · Amount on Record
Deed SaleMay 18, 2026 · Amount on Record
Prior SaleAug 21, 2023 · Amount on Record
Deed Document Number202665659
Deed Book / Page6973 / 1518
Prior Transfer DateApr 4, 2023
Prior Transfer Doc0063822364
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 18, 2026
Property Address6088 LAMONTE ST, SAINT CLOUD, FL 34771-9509
Document Number0000065659
Book / Page6973 / 1518
Instrument DateMay 18, 2026
Instrument2026.65659
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$254,449.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6088 LAMONTE ST, SAINT CLOUD, FL 34771-9509

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 21, 2023
Property Address6088 LAMONTE ST, SAINT CLOUD, FL 34771-9509
Document Number0064601761
Book / Page6460 / 1761
Map ReferenceMB 1 PG 295
Instrument DateAug 16, 2023
Instrument2023109229
Transaction TypeTransfer
Record UpdatedSep 1, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13439 HATHERTON CIR, ORLANDO, FL 32832-6182

Transferred To (Grantee/Buyer)

NameVerified Name
Address6088 LAMONTE ST, SAINT CLOUD, FL 34771-9509

Mortgage

Document Number0064601763
DateAug 21, 2023
Instrument6460/1763
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateApr 6, 2023
Property Address6088 LAMONTE ST, SAINT CLOUD, FL 34771-9509
Document Number0063822364
Book / Page6382 / 2364
Map ReferenceMB 1 PG 295
Instrument DateApr 4, 2023
Instrument2023038948
Transaction TypeTransfer
Record UpdatedApr 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6088 LAMONTE ST, SAINT CLOUD, FL 34771-9509

Transferred To (Grantee/Buyer)

NameVerified Name
Address6088 LAMONTE ST, SAINT CLOUD, FL 34771-9509

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 20, 2018
Property Address6088 LAMONTE ST, SAINT CLOUD, FL 34771-9509
Document Number0053880524
Book / Page005388 / 000524
Instrument DateAug 9, 2018
Instrument127065
Transaction TypeTransfer
Record UpdatedSep 13, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6088 LAMONTE ST ST CLOUD FL 347719509, ST CLOUD, FL 34771-9509

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,861.00 (-22.95%)$268,108 (+112.56%)$317,700 (+51.65%) Land $66,000 Building $251,700
2024$5,011.00 (+175.03%)
2023$1,822.00 (+5.56%) Homeowner's exemption$126,131 (+3%)$209,500 (+14.79%) Land $27,400 Building $182,100
2022$1,726.00 Homeowner's exemption$122,458$182,500 Land $27,400 Building $155,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims5 (1994–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

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