Osceola County property record for 6074 Lamonte St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,713 sqft Heated Area |
| Lot Size | 16,291 sqft (0.373 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $286,000 (2020) |
| Tax Bill | $3,747.00 (2025) |
| Primary APN | 97190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,713 sqft Heated Area |
| Gross Area | 2,516 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,291 sqft (0.373 acres) |
| Depth X Width | 183 ft x 89 ft Depth x Width |
| Garage Type | Finished Garage |
| Fence | Fence |
| Patio Area | 200 sqft Patio |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 97190 |
|---|---|
| Street Address | 6074 LAMONTE ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7926 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TYSON SUB NO 3 PB 1 PG 295 LOT 22 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | TYSON #3 |
| Legal Tract | 5360 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 43700 |
Source: Osceola County records · APN 97190
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6074 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Feb 08, 2023 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Jan 24, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 20, 2018 | Warranty Deed, Transfer QUALITY TITLE AND ESCROW LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2020 · Amount on Record |
| Deed Sale | Jan 24, 2020 · Amount on Record |
| Prior Sale | Sep 20, 2018 · Amount on Record |
| Deed Doc Number | 2020012098 |
| Deed Book / Page | 5663 / 1297 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6074 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Title Company | PROMINENT TITLE LLC, PROMINENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 6074 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Document Number | 0060792603 |
|---|---|
| Date | Nov 04, 2021 |
| Book Page | 6079/2603 |
| Instrument | 2021171714 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6074 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 6074 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Document Number | 0063560021 |
|---|---|
| Date | Feb 08, 2023 |
| Book Page | 6356/21 |
| Instrument | 2023015943 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 06, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 24, 2020 |
| Property Address | 6074 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Document Number | 0056631297 |
| Book / Page | 5663 / 1297 |
| Map Reference | MB 1 PG 295 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2020012098 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,002.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1110 PENNSYLVANIA AVE, 1110, SAINT CLOUD, FL 34769-3750 |
| Name | Verified Name |
|---|---|
| Address | 6074 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Document Number | 0056631298 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 5663/1298 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 20, 2018 |
| Property Address | 6074 LAMONTE ST, SAINT CLOUD, FL 34771-7926 |
| Document Number | 0054031855 |
| Book / Page | 005403 / 001855 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 141283 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2018 |
| Title Company | QUALITY TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $203.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1100 PENNSYLVANIA AVE #1 ST CLOUD FL 34769, 1, ST CLOUD, FL 34769 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,747.00 (+7.52%) Homeowner's exemption | $259,874 (+5.99%) | $364,000 (+23.73%) Land $60,000 Building $304,000 |
| 2023 | $3,485.00 (+4.28%) Homeowner's exemption | $245,196 (+3%) | $294,200 (+15.33%) Land $28,000 Building $266,200 |
| 2022 | $3,342.00 Homeowner's exemption | $238,055 | $255,100 Land $28,000 Building $227,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 529 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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