6086 Monument Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 6086 Monument Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,012 sqft · built 2018
Lot Size	0.167 acres (7,318 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,000 (Jul 2018)
Tax Bill	$5,270 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553285`

Property Details

APN / Parcel Number

Primary APN	`553285`
Alternative APNs	`390124 244555 0000` `180770`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,012 sqft Living Area
1st Floor Area	1,286 sqft
2nd Floor Area	726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,318 sqft (0.167 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	553285
Street Address	6086 MONUMENT DR
City	FERNDALE
State	WA
Zip	98248-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10.5
Legal Description	THE MEADOWS PHASE 1 LOT 7
Legal Range	01
Legal Township	39
Legal Section	24
Legal Subdivision	THE MEADOWS PHASE 1
Legal Phase	1
Legal Lot Number	7
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2002
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6086 MONUMENT DR, FERNDALE, WA 98248-8854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jul 16, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS
Sep 19, 2017	Warranty Deed, Transfer CAPITAL GROWTH FUND INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	2018-0701572
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6086 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	2191002666
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6086 MONUMENT DR FERNDALE WA 982488854, FERNDALE, WA 98248-8854

Mortgage

Document Number	2191002666
Date	Oct 21, 2019
Instrument	1002666

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 16, 2018
Property Address	6086 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	2180701572
Instrument Date	Jul 9, 2018
Instrument	701572
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,819.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6086 MONUMENT DR FERNDALE WA 982488854, FERNDALE, WA 98248-8854

Mortgage

Document Number	2180701573
Date	Jul 16, 2018
Instrument	701573

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 19, 2017
Property Address	6086 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	2170901825
Instrument Date	Aug 15, 2017
Instrument	901825
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$1,722.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5316 BELLAIRE WAY BELLINGHAM WA 982269029, BELLINGHAM, WA 98226-9029

Mortgage

Document Number	2170901826
Date	Sep 19, 2017
Instrument	901826

Lender

Name	CAPITAL GROWTH FUND INC
Address	PO BOX 727, VASHON, WA 98070-0727

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,270.00 (+0.55%)	$701,970 (+0.19%) Land $213,400 Building $488,570	$701,970 (+0.19%) Land $213,400 Building $488,570
2022		$700,649 Land $146,550 Building $554,099	$700,649 Land $146,550 Building $554,099
2021	$5,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Pogozone powered by Neubeam, Xfinity.

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