6082 Monument Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 6082 Monument Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,288 sqft · built 2018
Lot Size	0.162 acres (7,074 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Jun 2023)
Tax Bill	$5,084 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553984`

Property Details

APN / Parcel Number

Primary APN	`553984`
Alternative APNs	`390124 253553 0000` `180772`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,288 sqft Living Area
1st Floor Area	1,542 sqft
2nd Floor Area	746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,074 sqft (0.162 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	553984
Street Address	6082 MONUMENT DR
City	FERNDALE
State	WA
Zip	98248-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10.5
Legal Description	THE MEADOWS PHASE 1 LOT 9
Legal Range	01
Legal Township	39
Legal Section	24
Legal Subdivision	THE MEADOWS PHASE 1
Legal Phase	1
Legal Lot Number	9
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2002
Census Tract	10503

Owner

6082 Monument Dr is owned and occupied by an individual who bought it in June 2023.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6082 MONUMENT DR, FERNDALE, WA 98248-8854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Aug 10, 2018	Warranty Deed, Subdivision Related Transfer CHICAGO TITLE COMPANY/WA
Sep 19, 2017	Warranty Deed, Transfer CAPITAL GROWTH FUND INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Aug 10, 2018 · Amount on File
Deed Document Number	2023-0601687
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 22, 2023
Property Address	6082 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	0000601687
Map Reference	FILE 2016-0603566
Instrument Date	Jun 16, 2023
Instrument	2023-0601687
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6082 MONUMENT DR, FERNDALE, WA 98248-8854

Mortgage

Document Number	0000601688
Date	Jun 22, 2023
Instrument	2023-0601688

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 10, 2018
Property Address	6082 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	2180801005
Instrument Date	Aug 3, 2018
Instrument	801005
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2018
Title Company	CHICAGO TITLE COMPANY/WA

Transaction

Amount	Amount on Record
Tax	$7,819.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20360 E 3000 NORTH RD ALVIN IL 618113091, ALVIN, IL 61811-3091

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 19, 2017
Property Address	6082 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	2170901823
Instrument Date	Aug 15, 2017
Instrument	901823
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Tax	$1,722.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5316 BELLAIRE WAY FERNDALE WA 98248, FERNDALE, WA 98248

Mortgage

Document Number	2170901826
Date	Sep 19, 2017
Instrument	901826

Lender

Name	CAPITAL GROWTH FUND INC
Address	PO BOX 727, VASHON, WA 98070-0727

Agreement

Amount	Amount on Record

Mortgage

Document Number	2170901824,
Date	Sep 19, 2017
Instrument	901824

Lender

Name	CAPITAL GROWTH FUND INC PS/TR
Address	PO BOX 727, VASHON, WA 98070-0727

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6082 Monument Dr was $5,084.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,084.00	$677,243 Land $213,400 Building $463,843	$677,243 Land $213,400 Building $463,843
2022		$675,162 Land $165,040 Building $510,122	$675,162 Land $165,040 Building $510,122
2021	$5,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6082 Monument Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6082 Monument Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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