608 Willow St, Gaffney, SC 29340 Property Records

Cherokee County property record for 608 Willow St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,000 sqft · built 1950
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2023)
Tax Bill	$888 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026509-23-3`

Property Details

APN / Parcel Number

Primary APN	`026509-23-3`
Alternative APNs	`0990700210000 61293289` `099-07-00-210.000` `026381223`

Interior

Stories	1 Story
Building Area	1,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Exterior Material	Brick Veneer
Lot Area	13,939 sqft (0.319 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0990700210000 61293289
Street Address	608 WILLOW ST
City	GAFFNEY
State	SC
Zip	29340-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	608 WILLOW ST LT#5 FM HARMAN $24000 FM SFR3-040 $125000
Legal Subdivision	GAFFNEY MANUFACTURING CO
Legal Tract	4
Legal Lot Number	5
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3019
Census Tract	970502

Owner

Source: Cherokee County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 WILLOW ST, GAFFNEY, SC 29340-3941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Apr 3, 2009
Deed Document Number	202300002231
Deed Book / Page	159 / 985
Record Updated	Jun 8, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 20, 2023
Property Address	608 WILLOW ST, GAFFNEY, SC 29340-3941
Document Number	0001590985
Book / Page	159 / 985
Map Reference	MB 3-B PG 230
Instrument Date	Apr 18, 2023
Instrument	202300002231
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 WILLOW ST, GAFFNEY, SC 29340-3941

Mortgage

Document Number	202300002232
Date	Apr 20, 2023
Instrument	202300002232

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$888.00 (-27.69%) Homeowner's exemption	$4,830 (+55.81%) Land $800 Building $4,030	$120,700 (+133.91%) Land $20,000 Building $100,700
2023	$1,228.00	$3,100 Land $480 Building $2,620	$51,600 Land $8,000 Building $43,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow St

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