605 Willow St, Gaffney, SC 29340 Property Records

Cherokee County property record for 605 Willow St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,000 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Feb 2024)
Tax Bill	$867 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030256-23-3`

Property Details

APN / Parcel Number

Primary APN	`030256-23-3`
Alternative APNs	`0990700201000 60211689` `099-07-00-201.000` `030055223`

Interior

Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1940
Exterior Material	Brick Veneer
Lot Area	8,712 sqft (0.2 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0990700201000 60211689
Street Address	605 WILLOW ST
City	GAFFNEY
State	SC
Zip	29340-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	WILLOW ST LT#10 BLK#13 0.20AC DB 169-1527 0.20AC PLAT 3B-230
Legal Subdivision	WILLOW ST BLK#13
Legal Tract	4
Legal Block	13
Legal Lot Number	10
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3009
Census Tract	970502

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 WILLOW ST, GAFFNEY, SC 29340-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE CORP
Jul 6, 2017	Grant Deed, Transfer
Mar 30, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST PIEDMONT FED'L S&L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Deed Document Number	2024-851
Deed Book / Page	169 / 1527
Record Updated	Jun 8, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Feb 21, 2024
Property Address	LOT 10, GAFFNEY, SC 29340
Document Number	0001691527
Book / Page	169 / 1527
Map Reference	MB 3-B PG 230
Instrument Date	Feb 20, 2024
Instrument	2024-851
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 WILLOW ST, GAFFNEY, SC 29340-3940

Mortgage

Document Number	0002024852
Date	Feb 21, 2024
Instrument	2024-852

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 6, 2017
Property Address	605 WILLOW ST, GAFFNEY, SC 29340-3940
Document Number	0000951748
Book / Page	000095 / 001748
Instrument Date	Jul 6, 2017
Instrument	3289
Transaction Type	Transfer
Record Updated	Aug 14, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	451 CARSON DR GAFFNEY SC 293404617, GAFFNEY, SC 29340-4617

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 30, 2017
Property Address	605 WILLOW ST, GAFFNEY, SC 29340-3940
Document Number	0000930663
Book / Page	000093 / 000663
Instrument Date	Mar 29, 2017
Instrument	1508
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 CARSON DR GAFFNEY SC 293404617, GAFFNEY, SC 29340-4617

Mortgage

Document Number	930665
Date	Mar 30, 2017
Book Page	000093/000665
Instrument	1509

Lender

Name	FIRST PIEDMONT FED'L S&L
Type	Federal Savings Bank
Address	GAFFNEY, SC 29341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 (+4.84%) Homeowner's exemption	$4,720 (+125.84%) Land $800 Building $3,920	$118,000 (+238.11%) Land $20,000 Building $98,000
2023	$827.00 (+5.89%)	$2,090 (-) Land $480 Building $1,610	$34,900 (-) Land $8,000 Building $26,900
2022	$781.00	$2,090 Land $480 Building $1,610	$34,900 Land $8,000 Building $26,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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