608 William St, Cambridge, MD 21613 Property Records

Dorchester County property record for 608 William St, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,196 sqft · built 1959
Lot Size0.15 acres (6,528 sqft)
Owner2 Individual Names on Record
Last Sale$105,000 (Jan 2017)
Tax Bill$2,722 (2026)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-151659

Property Details

APN / Parcel Number

Primary APN07-151659
Alternative APNs
  • 7151659
  • 151659

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,196 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area6,528 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number151659
Street Address608 WILLIAM ST
CityCAMBRIDGE
StateMD
Zip21613-1646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 6,528 SQ. FT. 608 WILLIAM STREET CAMBRIDGE
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group3
Census Block3012
Census Tract970400

Owner

Source: Dorchester County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address610 WILLIAM ST, CAMBRIDGE, MD 21613-1646
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2017 · Amount on Record
Deed SaleJan 25, 2017 · Amount on Record
Prior SaleJun 28, 1984 · Amount on Record
Deed Document Number20171380-352
Deed Book / Page1380 / 352
Prior Transfer DateApr 26, 2012
Prior Transfer Doc0010830359
Record UpdatedOct 29, 2026

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateJan 25, 2017
Property Address608 WILLIAM ST, CAMBRIDGE, MD 21613-1646
Document Number0013800352
Book / Page1380 / 352
Instrument DateJan 15, 2017
Instrument1380-352
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFOUR SEASONS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address610 WILLIAM ST, CAMBRIDGE, MD 21613-1646

Mortgage

Document Number1380362
DateJan 25, 2017
Instrument1380-362
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2032

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,722.00 (+6.58%)$145,700 (+7.13%)$165,100 (+21.4%) Land $60,300 Building $104,800
2025$2,554.00 (+15.67%)$136,000 (+13.84%) Land $36,300 Building $99,700$136,000 (-) Land $36,300 Building $99,700
2023$2,208.00$119,467$136,000 Land $36,300 Building $99,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies78 units insured
incl. 50 condo units
Nearby Flood Claims27 (1985–2024)
Claims Outside the SFHA7 of 27
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on William St

Nearby Streets

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