Dorchester County property record for 604 William St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,626 sqft · built 1915 |
| Lot Size | 0.123 acres (5,364 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $125,000 (May 1990) |
| Tax Bill | $3,116 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-121784 |
| Primary APN | 07-121784 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,657 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,364 sqft (0.123 acres) |
| Porch | Slab |
| Porch Area | 198 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 121784 |
|---|---|
| Street Address | 604 WILLIAM ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 5,364 SQ. FT. 604 WILLIAM STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 970400 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 604 WILLIAM ST, CAMBRIDGE, MD 21613-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 1990 · Amount on Record |
| Deed Sale | May 31, 1990 · Amount on Record |
| Prior Sale | Sep 6, 1988 · Amount on Record |
| Deed Book / Page | 262 / 82 |
| Last Transfer Date | Jun 14, 2024 |
| Transfer Doc | 0018840223 |
| Record Updated | Oct 29, 2026 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,116.00 (+4.88%) Homeowner's exemption | $254,300 (+19.67%) | $337,900 (+59.01%) Land $60,200 Building $277,700 |
| 2025 | $2,971.00 (+12.5%) Homeowner's exemption | $212,500 (+16.18%) Land $36,200 Building $176,300 | $212,500 (-) Land $36,200 Building $176,300 |
| 2023 | $2,641.00 Homeowner's exemption | $182,900 | $212,500 Land $36,200 Building $176,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 50 condo units |
| Nearby Flood Claims | 27 (1985–2024) |
| Claims Outside the SFHA | 7 of 27 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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