St. Johns County property record for 608 W Bianca Cir, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,808 sqft · built 1992 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Nov 2019) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 284173-0060 |
| Primary APN | 284173-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,866 sqft |
| 1st Floor Area | 1,808 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 118 ft deep x 218 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Glass Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 608 W BIANCA CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14/40-46 ST AUG SHORES UNIT 6 LOT 6 BLK 173 OR4827/1613 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 40 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 6 |
| Legal Block | 173 |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 21210 |
Source: St. Johns County records · APN 284173-0060
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 608 W BIANCA CIR, SAINT AUGUSTINE, FL 32086-7711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jul 08, 2020 | Deed of Trust, Mortgage · Conventional with PMI MID-CONTINENT FNDG INC |
| Nov 07, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANSLOANS.COM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2019 · Amount on Record |
| Deed Sale | Nov 07, 2019 · Amount on Record |
| Deed Document Number | 201983610 |
| Deed Book / Page | 4827 / 1613 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 608 W BIANCA CIR, SAINT AUGUSTINE, FL 32086-7711 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 608 W BIANCA CIR, SAINT AUGUSTINE, FL 32086-7711 |
| Document Number | 0055151317 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 5515/1317 |
| Instrument | 2022027698 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 608 W BIANCA CIR, SAINT AUGUSTINE, FL 32086-7711 |
| Document Number | 0049980211 |
| Instrument Date | Jul 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 608 W BIANCA CIR ST AUGUSTINE FL 320867711, ST AUGUSTINE, FL 32086-7711 |
| Document Number | 0049980211 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 004998/000211 |
| Instrument | 60112 |
| Name | MID-CONTINENT FNDG INC |
|---|---|
| Address | COLUMBIA, MO 65203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 07, 2019 |
| Property Address | 608 W BIANCA CIR, SAINT AUGUSTINE, FL 32086-7711 |
| Document Number | 0048271613 |
| Book / Page | 004827 / 001613 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 83610 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | OLDE TOWNE TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 608 W BIANCA CIR ST AUGUSTINE FL 320867711, ST AUGUSTINE, FL 32086-7711 |
| Document Number | 48271615 |
|---|---|
| Date | Nov 07, 2019 |
| Book Page | 004827/001615 |
| Instrument | 83611 |
| Name | VETERANSLOANS.COM |
|---|---|
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,932 (+2.7%) | $345,382 (-15.93%) Land $90,000 Building $255,382 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $256,019 (+2.9%) | $410,829 (-0.14%) Land $90,000 Building $320,829 |
| 2024 | $254.00 Disabled Person's exemption Veteran's exemption | $248,804 (+3%) | $411,388 (+3.51%) Land $90,000 Building $321,388 |
| 2023 | $254.00 (+7.63%) Disabled Person's exemption Veteran's exemption | $241,557 (+3%) | $397,447 (+5.65%) Land $90,000 Building $307,447 |
| 2022 | $236.00 Disabled Person's exemption Veteran's exemption | $234,521 | $376,176 Land $49,280 Building $326,896 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 61 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 310 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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