604 W Bianca Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 604 W Bianca Cir, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,890 sqft · built 1990
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Sep 2020)
Tax Bill$2,455 (2025)
Deeds & MortgagesJul 2021 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN284173-0050

Property Details

APN / Parcel Number

Primary APN284173-0050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,890 sqft Living Area
Gross Area2,728 sqft
1st Floor Area1,890 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1996
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions125 ft deep x 87 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Glass Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address604 W BIANCA CIR
CitySAINT AUGUSTINE
StateFL
Zip32086-7711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14/40-46 ST AUG SHORES UNIT 6 LOT 5 BLK 173 OR5042/1084
Legal Range30E
Legal Township08S
Legal Section40
Legal SubdivisionST. AUGUSTINE SHORES UNIT 6
Legal Block173
Legal Lot Number5
Legal Unit6
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3013
Census Tract21210

Owner

Source: St. Johns County records · APN 284173-0050

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address604 W BIANCA CIR, SAINT AUGUSTINE, FL 32086-7711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 15, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Deed Document Number202078613
Deed Book / Page5042 / 1084
Prior Transfer DateOct 28, 2008
Prior Transfer Doc0031531054
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address604 W BIANCA CIR, SAINT AUGUSTINE, FL 32086-7711
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 W BIANCA CIR, ST AUGUSTINE, FL 32086-7711

Mortgage

Document Number0053230490
DateJul 21, 2021
Book Page5323/490
Instrument2021080757
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address604 W BIANCA CIR, SAINT AUGUSTINE, FL 32086-7711
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 RY EAWARDS RD, SAINT AUGUSTINE, FL 32086

Mortgage

Document Number0050730112
DateOct 16, 2020
Book Page5073/112
Instrument2020091756
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 15, 2020
Property Address604 W BIANCA CIR, SAINT AUGUSTINE, FL 32086-7711
Document Number0050421084
Book / Page5042 / 1084
Map ReferenceMB 14 PG 40-46
Instrument DateSep 14, 2020
Instrument2020078613
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address909 E GRIST MILL CT, 909, PONTE VEDRA BEACH, FL 32082-4155

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 W BLANCA CIRCLE, SAINT AUGUSTINE, FL 32086-7711

Mortgage

Document Number50421087
DateSep 15, 2020
Instrument5042/1087
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$201,587 (+2.7%)$299,183 (-15.89%) Land $90,000 Building $209,183
2025$2,455.00 (+14.13%) Homeowner's exemption$196,287 (+2.9%)$355,690 (+0.76%) Land $90,000 Building $265,690
2024$2,151.00 (+2.19%) Homeowner's exemption$190,755 (+3%)$353,015 (+2.14%) Land $90,000 Building $263,015
2023$2,105.00 (+3.49%) Homeowner's exemption$185,199 (+3%)$345,612 (+7.52%) Land $90,000 Building $255,612
2022$2,034.00 Homeowner's exemption$179,805$321,451 Land $49,280 Building $272,171

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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