608 Topaz Dr, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 608 Topaz Dr, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,120 sqft · built 1988
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$244,000 (May 2019)
Tax Bill	$4,912 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Apr 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`884731252010`

Property Details

APN / Parcel Number

Primary APN	`884731252010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Finished Basement	725 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	168 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	608 TOPAZ DR
City	SERGEANT BLUFF
State	IA
Zip	51054-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN FLATS ADDITION LOT 60
Legal Subdivision	GOLDEN FLATS ADDTION
Legal Lot Number	60
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3035
Census Tract	3301

Owner

608 Topaz Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	608 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Warranty Deed, Transfer · VA Mortgage FORTRESS BANK
Apr 16, 2019	Trustee's Deed, Construction Loan · Construction Mortgage NORTHWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	Dec 5, 2016 · Amount on File
Deed Document Number	201912556
Deed Book / Page	764 / 6426
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	May 24, 2019
Property Address	608 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920
Document Number	0000012556
Book / Page	764 / 6426
Instrument Date	May 18, 2019
Instrument	12556
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920

Mortgage

Document Number	0000012557
Date	May 24, 2019
Book Page	764/6430
Instrument	12557

Lender

Name	FORTRESS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WOODBURY IA
Recording Date	Apr 16, 2019
Property Address	608 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920
Instrument Date	Apr 10, 2019
Instrument	11056
Transaction Type	Construction Loan
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	608 TOPAZ DR SERGEANT BLUFF IA 510548920, SERGEANT BLUFF, IA 51054-8920

Mortgage

Document Number	0000011056
Date	Apr 16, 2019
Instrument	11056

Lender

Name	NORTHWEST BK
Type	Bank
Address	LE MARS, IA 51031

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 15, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 608 Topaz Dr was $4,912 with a homeowner's exemption.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,912.00 Homeowner's exemption	$353,570 Land $18,980 Building $334,590	$353,570 Land $18,980 Building $334,590
2023	$4,696.00 (+4.36%) Homeowner's exemption	$333,100 Land $20,530 Building $312,570	$333,100 Land $20,530 Building $312,570
2022	$4,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 Topaz Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 608 Topaz Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75
AT&T Fixed Wireless	100 / 20

May also be available: ImOn Communications, T-Mobile, Verizon.

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