602 Topaz Dr, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 602 Topaz Dr, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,400 sqft · built 1980
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2022)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`884731252003`

Property Details

APN / Parcel Number

Primary APN	`884731252003`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Basement Area	1,400 sqft
Finished Basement	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	100 ft deep x 146 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	128 sqft
Patio Area	84 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	602 TOPAZ DR
City	SERGEANT BLUFF
State	IA
Zip	51054-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN FLATS ADDITION LOT 53
Legal Subdivision	GOLDEN FLATS ADDITION TO SERGEANT BLUFF
Legal Lot Number	53
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3035
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
Oct 4, 2022	Affidavit, Transfer
Oct 4, 2022	Deed, Transfer
Oct 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	202212322
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	602 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001495
Date	Feb 2, 2021
Instrument	2021-01495

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

October 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WOODBURY IA
Recording Date	Oct 4, 2022
Property Address	602 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920
Document Number	0000002320
Instrument Date	Jun 9, 2022
Instrument	2022-12320
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODBURY IA
Recording Date	Oct 4, 2022
Property Address	602 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920
Document Number	0000002322
Instrument Date	Jun 9, 2022
Instrument	2022-12322
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Oct 4, 2022
Property Address	602 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920
Document Number	0000002314
Instrument Date	May 25, 2022
Instrument	2022-12314
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Tax	$458.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 N 118TH ST, OMAHA, NE 68180-2000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,988.00 (-1.87%) Homeowner's exemption	$281,750 (-0.15%) Land $27,420 Building $254,330	$281,750 (-0.15%) Land $27,420 Building $254,330
2023	$4,064.00 (+1.5%)	$282,170 Land $29,660 Building $252,510	$282,170 Land $29,660 Building $252,510
2022	$4,004.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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