608 Terrace View Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 608 Terrace View Dr, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,348 sqft · built 1958
Lot Size0.838 acres (36,503 sqft)
OwnerIndividual Name on File
Last Sale$97,500 (Aug 2013)
Tax Bill$3,188 (2025)
Deeds & MortgagesMar 2026 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN41-42-48A-024

Property Details

APN / Parcel Number

Primary APN41-42-48A-024

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,348 sqft Living Area
1st Floor Area1,048 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Lot Area36,503 sqft (0.838 acres)
View / LotCul-de-sac
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area336 sqft
Patio Area336 sqft
Shed1 Shed
Shed Area120 sqft
Utility Building36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address608 TERRACE VIEW DR
CityCINCINNATI
StateOH
Zip45255-3413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALPINE VIEW 2; LOT 24
Legal SubdivisionALPINE VIEW
Legal Lot Number24
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2004
Census Tract41404

Owner

608 Terrace View Dr is owned and occupied by an individual who bought it in August 2013.

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address608 TERRACE VIEW DR, CINCINNATI, OH 45255-3413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2026Deed of Trust, Mortgage · Line of Credit
FOURLEAF FCU
May 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2013 · Amount on File
Deed SaleAug 9, 2013 · Amount on File
Deed Document Number201324453
Deed Book / Page2473 / 579
Prior Transfer DateOct 16, 2003
Prior Transfer Doc0000067076
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address608 TERRACE VIEW DR, CINCINNATI, OH 45255-3413
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 TERRACE VIEW DR, CINCINNATI, OH 45255-3413

Mortgage

Document Number0000004416
DateMar 2, 2026
Book Page3016/3222
Instrument202600004416
Lender
NameFOURLEAF FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 28, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address608 TERRACE VIEW DR, CINCINNATI, OH 45255-3413
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010465
DateMay 4, 2020
Book Page2837/2038
Instrument202000010465
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 608 Terrace View Dr was $3,188 with a homeowner's exemption, down 0.2% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,188.00 (-0.19%)$63,350 (-) Land $11,970 Building $51,380
2024$3,194.00 (-49.3%) Homeowner's exemption$63,350 (-) Land $11,970 Building $51,380$181,000 (-) Land $34,200 Building $146,800
2023$6,300.00 (+140.83%) Homeowner's exemption$63,350 (+41.06%) Land $11,970 Building $51,380$181,000 Land $34,200 Building $146,800
2022$2,616.00 Homeowner's exemption$44,910 Land $8,400 Building $36,510
2020$128,300 Land $24,000 Building $104,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 608 Terrace View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Terrace View Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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