Clermont County property record for 603 Terrace View Dr, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,196 sqft · built 1960 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2019) |
| Tax Bill | $5,994 (2023) |
| Deeds & Mortgages | May 2019 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-48A-023 |
| Primary APN | 41-42-48A-023 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 20,125 sqft (0.462 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 70 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Canopy | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 603 TERRACE VIEW DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALPINE VIEW 2; LOT 23 |
| Legal Subdivision | ALPINE VIEW |
| Legal Lot Number | 23 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 41404 |
603 Terrace View Dr is owned and occupied by an individual who bought it in June 2019.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 603 TERRACE VIEW DR, CINCINNATI, OH 45255-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2019 | Deed of Trust, Mortgage · ARM UNION SAVINGS BANK |
| Jun 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on File |
| Deed Sale | Jun 10, 2019 · Amount on File |
| Prior Sale | Aug 3, 2005 · Amount on File |
| Deed Document Number | 201911792 |
| Deed Book / Page | 2809 / 5307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 603 TERRACE VIEW DR, CINCINNATI, OH 45255-3412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000009171 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 2807/2334 |
| Instrument | 201900009171 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 10, 2019 |
| Property Address | 603 TERRACE VIEW DR, CINCINNATI, OH 45255-3412 |
| Document Number | 0000011792 |
| Book / Page | 2809 / 5307 |
| Map Reference | MB K PG 49 |
| Instrument Date | May 30, 2019 |
| Instrument | 201900011792 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 TERRACE VIEW DR, CINCINNATI, OH 45255-3412 |
| Document Number | 0000011793 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 201900011793 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2034 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60,270 Land $11,970 Building $48,300 | ||
| 2024 | $172,200 (-) Land $34,200 Building $138,000 | ||
| 2023 | $5,994.00 (+131.43%) Homeowner's exemption | $60,270 (+42.31%) Land $11,970 Building $48,300 | $172,200 Land $34,200 Building $138,000 |
| 2022 | $2,590.00 Homeowner's exemption | $42,350 Land $8,400 Building $33,950 | |
| 2020 | $121,000 Land $24,000 Building $97,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 603 Terrace View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 603 Terrace View Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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