608 SE 8th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 608 SE 8th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 2001
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Apr 2023)
Tax Bill	$4,140 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0270-00060-0200`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0270-00060-0200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,120 sqft Heated Area
Gross Area	1,860 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	169 ft deep x 75 ft wide
Porch	Open Porch
Patio Area	140 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	608 SE 8TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED PLAT OF WILCOX SHORES (PLAT BOOK 3 PAGE 5) LOT 20 BLOCK 6
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	WILCOX SHORES
Legal Block	6
Legal Lot Number	20
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1012
Census Tract	910500

Owner

Source: Okeechobee County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	608 SE 8TH AVE, OKEECHOBEE, FL 34974-4524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Dec 17, 2014 · Amount on Record
Deed Document Number	2023005074
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	608 SE 8TH AVE, OKEECHOBEE, FL 34974-4524
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 SE 8TH AVE, OKEECHOBEE, FL 34974-4524

Mortgage

Document Number	0000001817
Date	Feb 18, 2026
Instrument	2026001817

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	608 SE 8TH AVE, OKEECHOBEE, FL 34974-4524
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 SE 8TH AVE, OKEECHOBEE, FL 34974-4524

Mortgage

Document Number	0000009393
Date	Aug 8, 2023
Instrument	2023009393

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 27, 2023
Property Address	608 SE 8TH AVE, OKEECHOBEE, FL 34974-4524
Document Number	0000005074
Map Reference	MB 3 PG 5
Instrument Date	Apr 20, 2023
Instrument	2023005074
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 SE 8TH AVE, OKEECHOBEE, FL 34974-4524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 SE 8TH AVE, OKEECHOBEE, FL 34974-4524

Mortgage

Document Number	0000005075
Date	Apr 27, 2023
Instrument	2023005075

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	5-Year CMT
Margin	2
Max Rate	11.7%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	608 SE 8TH AVE, OKEECHOBEE, FL 34974-4524
Document Number	0000002753
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 SE 8TH AVE OKEECHOBEE FL 349744524, OKEECHOBEE, FL 34974-4524

Mortgage

Document Number	0000002753
Date	Mar 12, 2020
Instrument	2753

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,140.00 (+99.23%) Homeowner's exemption Widower's exemption	$259,144 (+117.21%) Land $65,025 Building $194,119	$259,144 (+5.08%) Land $65,025 Building $194,119
2023	$2,078.00 (+4.37%) Homeowner's exemption	$119,307 (+3%)	$246,607 (+17.77%) Land $42,840 Building $203,767
2022	$1,991.00 Homeowner's exemption	$115,832	$209,392 Land $42,840 Building $166,552

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

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