605 SE 8th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 605 SE 8th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,098 sqft · built 1960
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (May 2023)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0280-00020-0350`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0280-00020-0350`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,098 sqft Heated Area
Gross Area	1,537 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	100 ft deep x 133 ft wide
Porch	Open Porch
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	605 SE 8TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND REVISED PLAT OF PARTS OF WILCOX SHORES (PLAT BOOK 3 PAGE 16) LOT 35 BLOCK 2
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	WILCOX SHORES/2ND REV
Legal Block	2
Legal Lot Number	35
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1026
Census Tract	910500

Owner

605 SE 8th Ave is owned and occupied by an individual who bought it in May 2023.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	605 SE 8TH AVE, OKEECHOBEE, FL 34974-4523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 13, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 20, 2017	Warranty Deed, Transfer · Conventional Mortgage HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	0000005406
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 5, 2023
Property Address	605 SE 8TH AVE, OKEECHOBEE, FL 34974-4523
Document Number	0000005406
Map Reference	MB 3 PG 16
Instrument Date	May 5, 2023
Instrument	2023005406
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 SE 8TH ST, OKEECHOBEE, FL 34974-5146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8990 SE 57TH DR, OKEECHOBEE, FL 34974-1726

Mortgage

Document Number	0000005407
Date	May 5, 2023
Instrument	2023005407

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	605 SE 8TH AVE, OKEECHOBEE, FL 34974-4523
Document Number	0000009483
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 SE 8TH AVE OKEECHOBEE FL 349744523, OKEECHOBEE, FL 34974-4523

Mortgage

Document Number	0000009483
Date	Oct 1, 2020
Instrument	9483

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 20, 2017
Property Address	605 SE 8TH AVE, OKEECHOBEE, FL 34974-4523
Document Number	0007920753
Book / Page	0792 / 0753
Map Reference	MB3 PG16
Instrument Date	Jun 19, 2017
Instrument	2017006301
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1016, OKEECHOBEE, FL 34973-1016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 SE 8TH AVE, OKEECHOBEE, FL 34974-4523

Mortgage

Document Number	7920754
Date	Jun 20, 2017
Instrument	0792/0754

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 605 SE 8th Ave was $2,257 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,257.00 Homeowner's exemption	$158,427 Land $36,716 Building $121,711	$158,427 Land $36,716 Building $121,711
2023	$1,057.00 (+5.28%) Homeowner's exemption	$52,112 (+3%)	$152,090 (+35.18%) Land $26,925 Building $125,165
2022	$1,004.00 Homeowner's exemption	$50,594	$112,509 Land $20,806 Building $91,703

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 605 SE 8th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 SE 8th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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