Shiawassee County property record for 608 Ryan St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,200 (May 2024) |
| Tax Bill | $2,413 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-673-005-022-00 |
| Primary APN | 050-673-005-022-00 |
|---|
| Lot Area | 5,663 sqft (0.13 acres) |
|---|
| Street Address | 608 RYAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 42' LOT 16 & E 3' LOT 15 BLK 5 H N & S A WILLIAMS SUBDIV OUTLOT 3 A L & B O WILLIAMS ADD |
| Legal Subdivision | WILLIAMS SUBDIV |
| Legal Block | 5 |
| Legal Lot Number | 16,15 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30800 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2899 E WILDERMUTH RD, OWOSSO, MI 48867-8603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN FIRST CU |
| Aug 9, 2021 | Intrafamily Transfer, Transfer |
| Oct 12, 2021 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on Record |
| Deed Sale | May 15, 2024 · Amount on Record |
| Prior Sale | Feb 16, 2023 · Amount on Record |
| Deed Document Number | 20243381554 |
| Deed Book / Page | 1317 / 308 |
| Prior Transfer Date | Aug 3, 2021 |
| Prior Transfer Doc | 0012850951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 16, 2023 |
| Property Address | 608 RYAN ST, OWOSSO, MI 48867-3432 |
| Document Number | 0013040406 |
| Book / Page | 1304 / 406 |
| Instrument Date | Feb 8, 2023 |
| Instrument | 3368500 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2101 VANDEKARR RD, OWOSSO, MI 48867-9127 |
| Name | Verified Name |
|---|---|
| Address | 608 RYAN ST, OWOSSO, MI 48867-3432 |
| Document Number | 0003368501 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 3368501 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 13.7% |
| Index | Other |
| Margin | 3 |
| Max Rate | 13.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 9, 2021 |
| Property Address | 608 RYAN ST, OWOSSO, MI 48867-3432 |
| Document Number | 0012850951 |
| Book / Page | 1285 / 951 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 3349756 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2101 VANDEKARR RD, OWOSSO, MI 48867-9127 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 12, 2021 |
| Property Address | 608 RYAN ST, OWOSSO, MI 48867-3432 |
| Document Number | 0012880419 |
| Book / Page | 1288 / 419 |
| Instrument Date | Jan 1, 2021 |
| Instrument | 3352230 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2101 VANDEKARR RD, 2101, OWOSSO, MI 48867-9127 |
| Name | Verified Name |
|---|---|
| Address | 217 PITTSBURG RD, OWOSSO, MI 48867-9272 |
| Date | Oct 12, 2021 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
| Rate | 4% |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,700 (+9.52%) | $87,400 (+9.52%) | |
| 2025 | $2,413.00 (+21.81%) Homeowner's exemption | $39,900 (+20.91%) | $79,800 (+20.91%) |
| 2024 | $1,981.00 | ||
| 2023 | $1,981.00 Homeowner's exemption Additional exemption filed | $33,000 | $66,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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