Shiawassee County property record for 606 Ryan St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Nov 2025) |
| Tax Bill | $1,713 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-673-005-023-00 |
| Primary APN | 050-673-005-023-00 |
|---|
| Lot Area | 5,663 sqft (0.13 acres) |
|---|
| Street Address | 606 RYAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 21' LOT 17 & E 24' LOT 16 BLK 5 H N & S A WILLIAMS SUBDIV OUTLOT 3 A L & B O WILLIAMS ADD |
| Legal Subdivision | WILLIAMS SUBDIV |
| Legal Block | 5 |
| Legal Lot Number | 17,16 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30800 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 918 S CHIPMAN ST, OWOSSO, MI 48867-4156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 20, 2025 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Mar 14, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Prior Sale | Dec 11, 2020 · Amount on Record |
| Deed Document Number | 20253397566 |
| Deed Book / Page | 1333 / 72 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 606 RYAN ST, OWOSSO, MI 48867-3432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | CROSSROADS TITLE |
| Name | Verified Name |
|---|---|
| Address | 918 SCHIPMAN ST, OWOSSO, MI 48867 |
| Document Number | 0013350052 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 1335/52 |
| Instrument | 3399609 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 20, 2025 |
| Property Address | 606 RYAN ST, OWOSSO, MI 48867-3432 |
| Document Number | 0013330072 |
| Book / Page | 1333 / 72 |
| Map Reference | LB 1 PG 108 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 3397566 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | BARRISTERS LAND ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 RYAN ST, OWOSSO, MI 48867-3432 |
| Name | Verified Name |
|---|---|
| Address | 918 S CHIPMAN ST, OWOSSO, MI 48867-4156 |
| Document Number | 0003397745 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 3397745 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Number | 0013330252 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 1333/252 |
| Instrument | 3397746 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 11, 2020 |
| Property Address | 606 RYAN ST, OWOSSO, MI 48867-3432 |
| Document Number | 0012760177 |
| Book / Page | 1276 / 177 |
| Map Reference | LB 1 PG 108 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 3339861 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 RYAN ST, 606, OWOSSO, MI 48867-3432 |
| Name | Verified Name |
|---|---|
| Address | 606 RYAN ST, OWOSSO, MI 48867-3432 |
| Document Number | 3339862 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 3339862 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 14, 2018 |
| Property Address | 606 RYAN ST, OWOSSO, MI 48867-3432 |
| Document Number | 0012430702 |
| Book / Page | 1243 / 702 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 3307070 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 900 LONG BLVD, LANSING, MI 48911-6703 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,900 (+12.23%) | $113,800 (+12.23%) | |
| 2025 | $1,713.00 (+4.9%) Homeowner's exemption | $50,700 (+20.71%) | $101,400 (+20.71%) |
| 2023 | $1,633.00 Homeowner's exemption | $42,000 | $84,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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