Essex County and Maplewood Township property record for 608 Prospect St, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 4,406 sqft · built 1910 |
| Lot Size | 0.39 acres (17,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,270,000 (Dec 2022) |
| Tax Bill | $33,857 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00027-05-00149 |
| Primary APN | 11-00027-05-00149 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,406 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 17,001 sqft (0.39 acres) |
| Lot Dimensions | 200 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 05164 |
|---|---|
| Street Address | 608 PROSPECT ST |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-7 |
| Legal Description | 85X200 |
| Legal Block | 27.5 |
| Legal Lot Number | 149 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 19500 |
608 Prospect St is owned and occupied by two individuals who bought it in December 2022.
Source: Essex County and Maplewood Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 608 PROSPECT ST, MAPLEWOOD, NJ 07040-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2022 · Amount on File |
| Deed Sale | Dec 13, 2022 · Amount on File |
| Prior Sale | Sep 23, 1998 · Amount on File |
| Deed Document Number | 2022106725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 13, 2022 |
| Property Address | 608 PROSPECT ST, MAPLEWOOD, NJ 07040-2232 |
| Document Number | 0000106725 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022106725 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Title Company | NOT AVAILABLE, KEY SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,561.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 DUNNELL RD, MAPLEWOOD, NJ 07040-1333 |
| Name | Verified Name |
|---|---|
| Address | 608 PROSPECT ST, MAPLEWOOD, NJ 07040-2232 |
| Document Number | 0000106730 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 2022106730 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 608 PROSPECT ST, MAPLEWOOD, NJ 07040-2232 |
| Document Number | 0000054241 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 608 PROSPECT ST MAPLEWOOD NJ 070402232, MAPLEWOOD, NJ 07040-2232 |
| Document Number | 0000054241 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 54241 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2049 |
The 2025 property tax bill for 608 Prospect St was $33,857, up 3.8% from the year before.
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,410,100 (-) Land $447,200 Building $962,900 | $1,410,100 (-) Land $447,200 Building $962,900 | |
| 2025 | $33,857.00 (+3.81%) | $1,410,100 Land $447,200 Building $962,900 | $1,410,100 Land $447,200 Building $962,900 |
| 2024 | $32,615.00 | ||
| 2023 | $889,500 Land $379,400 Building $510,100 | $889,500 Land $379,400 Building $510,100 | |
| 2022 | $31,363.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 608 Prospect St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1978–1983) |
| Most Recent Claim | Nov 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 608 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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