Essex County and Maplewood Township property record for 604 Prospect St, Maplewood, NJ 07040 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5,976 sqft · built 1916 |
| Lot Size | 0.457 acres (19,898 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $930,000 (Aug 2017) |
| Tax Bill | $40,133 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00027-06-00160 |
| Primary APN | 11-00027-06-00160 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,976 sqft Living Area |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Construction Type | Frame |
| Lot Area | 19,898 sqft (0.457 acres) |
| Lot Dimensions | 197 ft deep x 101 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 05165 |
|---|---|
| Street Address | 604 PROSPECT ST |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 101X197 |
| Legal Block | 27.6 |
| Legal Lot Number | 160 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 19500 |
Source: Essex County and Maplewood Township records · APN 11-00027-06-00160
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 PROSPECT ST, MAPLEWOOD, NJ 07040-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Aug 15, 2017 | Grant Deed, Transfer FINANCE OF AMERICA MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2017 · Amount on Record |
| Deed Sale | Aug 15, 2017 · Amount on Record |
| Deed Document Number | 201771735 |
| Last Transfer Date | Apr 09, 2020 |
| Transfer Doc | 2020050264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 604 PROSPECT ST, MAPLEWOOD, NJ 07040-2222 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000050271 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020050271 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 604 PROSPECT ST, MAPLEWOOD, NJ 07040-2222 |
| Document Number | 0000050271 |
| Instrument Date | Apr 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 604 PROSPECT ST MAPLEWOOD NJ 070402222, MAPLEWOOD, NJ 07040-2222 |
| Document Number | 0000050271 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 50271 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 15, 2017 |
| Property Address | 604 PROSPECT ST, MAPLEWOOD, NJ 07040-2222 |
| Document Number | 0000071735 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 71735 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2017 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $930.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 PROSPECT ST MAPLEWOOD NJ 070402222, MAPLEWOOD, NJ 07040-2222 |
| Document Number | 71736 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 71736 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Essex County and Maplewood Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,671,500 (-) Land $454,300 Building $1,217,200 | $1,671,500 (-) Land $454,300 Building $1,217,200 | |
| 2025 | $40,133.00 (+3.81%) | $1,671,500 (+91.58%) Land $454,300 Building $1,217,200 | $1,671,500 (+91.58%) Land $454,300 Building $1,217,200 |
| 2024 | $38,661.00 (+25.67%) | ||
| 2023 | $872,500 Land $382,600 Building $489,900 | $872,500 Land $382,600 Building $489,900 | |
| 2022 | $30,764.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130195004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1979–2023) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Dec 2023, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 686 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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