608 Paula Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 608 Paula Dr, Waterloo, IL 62298

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,980 sqft · built 1983
Lot Size	0.42 acres (18,272 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Jun 2021)
Tax Bill	$3,867 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-25-317-012-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-317-012-000`
Alternative APN	`07251330601300 00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Duplex Single
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	18,272 sqft (0.42 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	360 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	608 PAULA DR
City	WATERLOO
State	IL
Zip	62298-1807
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	WR5
Legal Description	LOT 95 SUNSET ACRES 3RD ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	SUNSET ACRES
Legal Lot Number	95
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3000
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 415, COLUMBIA, IL 62236-0415
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK
Jun 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 1, 2021
Property Address	608 PAULA DR, WATERLOO, IL 62298-1807
Document Number	0000417519
Instrument Date	May 25, 2021
Instrument	417519
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 415, COLUMBIA, IL 62236-0415

Mortgage

Document Number	0000417520
Date	Jun 1, 2021
Instrument	417520

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 26, 2019
Property Address	608 PAULA DR, WATERLOO, IL 62298-1807
Document Number	0000402157
Instrument Date	Jun 22, 2019
Instrument	402157
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	712 MAHALA DR WATERLOO IL 622983256, WATERLOO, IL 62298-3256

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,860 (+24.22%) Land $17,750 Building $52,110	$209,580 (+24.22%) Land $53,250 Building $156,330
2024	$3,867.00 (+7.09%)
2022	$3,611.00	$56,240 Land $15,980 Building $40,260	$168,720 Land $47,940 Building $120,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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