606 Paula Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 606 Paula Dr, Waterloo, IL 62298

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 2,003 sqft · built 1990
Lot Size0.21 acres (9,109 sqft)
OwnerCompany Name on Record
Last Sale$181,000 (Aug 2018)
Tax Bill$5,116 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-317-010-000

Property Details

APN / Parcel Number

Primary APN07-25-317-010-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,003 sqft Living Area
1st Floor Area2,003 sqft
Basement Area2,003 sqft
Unfinished Basement2,003 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area9,109 sqft (0.21 acres)
Garage Area600 sqft
DrivewayConcrete Driveway
Driveway Area675 sqft
PorchSlab
Porch Area72 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address606 PAULA DR
CityWATERLOO
StateIL
Zip62298-1884
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeWR5
Legal DescriptionPART LOT 96 SUNSET ACRES 3RD ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionSUNSET ACRES
Legal Lot Number96
JurisdictionMONROE IL
Township / Civil Division27
Census Block Group3
Census Block3000
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 415, COLUMBIA, IL 62236-0415
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2018 · Amount on Record
Deed SaleAug 28, 2018 · Amount on Record
Deed Document Number2018397582
Record UpdatedOct 29, 2026

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateAug 28, 2018
Property Address606 PAULA DR, WATERLOO, IL 62298-1884
Document Number0000397582
Instrument DateAug 24, 2018
Instrument397582
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$271.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 415, COLUMBIA, IL 62236-0415

Mortgage

Document Number0000397583
DateAug 28, 2018
Instrument397583
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,116.00 (+11.14%)$83,850 (+23.62%) Land $16,310 Building $67,540$251,550 (+23.62%) Land $48,930 Building $202,620
2024$4,603.00 (+5.69%)
2022$4,355.00$67,830 Land $15,120 Building $52,710$203,490 Land $45,360 Building $158,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1993)
Claims Outside the SFHA2 of 8
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Harrisonville Telephone Company
Fiber · DSL
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Wisper ISP.

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