608 N Main St, O Fallon, MO 63366 Property Records

St. Charles County property record for 608 N Main St, O Fallon, MO 63366

Property Summary

Property Type	Commercial
Details	14,060 sqft · built 2002
Lot Size	3.32 acres (144,619 sqft)
Owner	Company Name on File
Last Sale	$1,952,440 (Oct 2022)
Tax Bill	$25,274 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`196890A000`

Property Details

APN / Parcel Number

Primary APN	`196890A000`
Alternative APN	`2-051C-S021-00-0005.0000000`

Interior

Stories	1 Story
Building Area	14,060 sqft Gross Area
1st Floor Area	14,060 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	144,619 sqft (3.32 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	196890A000
Street Address	608 N MAIN ST
City	O FALLON
State	MO
Zip	63366-1704
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AB2
Legal Description	PT NW SW 1/4
Legal Range	3
Legal Township	47
Legal Section	02
Legal Subdivision	WOODCLIFF ESTATE 08 RESUB
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3010
Census Tract	311602

Owner

Source: St. Charles County records · APN 196890A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3394 MCKELVEY RD, 115, BRIDGETON, MO 63044-2531
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Sep 05, 2007 · Amount on Record
Deed Document Number	202255705
Prior Transfer Date	Dec 14, 2001
Prior Transfer Doc	0027550319
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 11, 2022
Property Address	608 N MAIN ST, O FALLON, MO 63366-1704
Document Number	0000055705
Instrument Date	Oct 07, 2022
Instrument	2022R-055705
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17280 N OUTER 40 RD # RD201, RD201, CHESTERFIELD, MO 63005-1442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3394 MCKELVEY RD STE 115, 115, BRIDGETON, MO 63044-2531

Mortgage

Document Number	0000055706
Date	Oct 11, 2022
Instrument	2022R-055706

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,274.00 (-2.64%)	$366,979 (-)	$1,146,808 (-) Land $433,860 Building $712,948
2024	$25,960.00
2023		$366,979
2022			$1,146,808 Land $433,860 Building $712,948

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833116023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Based on FCC filings for 555 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010588, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OFALLON PWS serves 32,515 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.