St. Charles County property record for 503 N Main St, O Fallon, MO 63366
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 2,626 sqft · built 1969 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,073 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 254070A000 |
| Primary APN | 254070A000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,626 sqft Gross Area |
| 1st Floor Area | 2,186 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Shingles |
| Lot Area | 130,680 sqft |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Patio Area | 81 sqft |
| Sewer | Connected |
|---|
| Account Number | 254070A000 |
|---|---|
| Street Address | 503 N MAIN ST |
| City | O FALLON |
| State | MO |
| Zip | 63366-2207 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | KREKEL ADDN PT BLK 14-16 PT SE 1/4 |
| Legal Range | 3 |
| Legal Township | 47 |
| Legal Section | 02 |
| Legal Subdivision | KREKEL ADD |
| Legal Block | 14-16 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 311802 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 503 N MAIN ST, O FALLON, MO 63366-2207 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 13, 2020 |
| Transfer Doc | 0000078064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 503 N MAIN ST, O FALLON, MO 63366-2207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 19301, SPRINGFIELD, IL 62794-9301 |
| Document Number | 0000035950 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 2023R-035950 |
| Name | H & V LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BELLEVILLE, IL 62222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,292 (-) | $251,374 (-) Land $156,816 Building $94,558 | |
| 2025 | $2,073.00 | $61,292 (+2.98%) | $251,374 (+3.5%) Land $156,816 Building $94,558 |
| 2023 | $59,516 | ||
| 2022 | $242,878 Land $156,816 Building $86,062 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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