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608 N Commerce St, Natchez, MS 39120 Property Records

Adams County property record for 608 N Commerce St, Natchez, MS 39120

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,357 sqft · built 1925
Lot Size0.205 acres (8,967 sqft)
Owner2 Individual Names on Record
Tax Bill$1,298 (2025)
Deeds & MortgagesAug 2018 Refinance
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN0009 0004 0012

Property Details

APN / Parcel Number

Primary APN0009 0004 0012
Alternative APNs
  • 011698
  • 11698

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Building Area1,357 sqft Living Area
1st Floor Area1,357 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,967 sqft
Lot Dimensions147 ft deep x 61 ft wide
Deck Area308 sqft
Patio Area308 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number11698
Street Address608 N COMMERCE ST
CityNATCHEZ
StateMS
Zip39120-2907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH&L#608 N COMMERCE L#1,2 41-111A-61
Legal Range03W
Legal Township07N
Legal Section16
JurisdictionADAMS MS
Township / Civil Division4
Census Block Group1
Census Block1020
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Upriver Residential District
listed 1983 · 389 contributing resources · NRIS 83004371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Adams County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address608 N COMMERCE ST, NATCHEZ, MS 39120-2907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 8, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2018
Deed SaleAug 18, 2018
Deed Document Number0000027M38
Deed Book / Page27M / 39
Prior Transfer DateAug 8, 2018
Prior Transfer Doc120991
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS MS
Property Address608 N COMMERCE ST, NATCHEZ, MS 39120-2907
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number925/507
DateAug 8, 2018
Book Page925/507
Instrument120992
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS MS
Recording DateAug 8, 2018
Property Address608 N COMMERCE ST, NATCHEZ, MS 39120-2907
Document Number000027M/39
Book / Page27M / 39
Instrument DateAug 6, 2018
Instrument120991
Transaction TypeTransfer
Record UpdatedFeb 11, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 N COMMERCE ST, NATCHEZ, MS 39120-2907

Tax Assessment & Valuation

Source: Adams County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyAdams County
MunicipalityNatchez City
Unified School DistrictNatchez-Adams School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,298.00 (+20.97%) Homeowner's exemption Senior Citizen's exemption$8,189 (+27.34%)$81,890 (+27.34%) Land $6,040 Building $75,850
2023$1,073.00 Homeowner's exemption$6,431 Land $604 Building $5,827$64,310 Land $6,040 Building $58,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–2008)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2008 · Hurricane Gustav

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS CO W/A #4-KAISER LAKE
public/private · serves 8,078 people · EPA ID MS0010015
Water SourceGroundwater
Last State InspectionJan 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
C Spire Wireless
Fixed Wireless		100 / 20

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