Adams County property record for 405 N Commerce St, Natchez, MS 39120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,849 sqft · built 1897 |
| Lot Size | 0.151 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,031 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0008 0007 0007 |
| Primary APN | 0008 0007 0007 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 9 Rooms |
| Building Area | 2,849 sqft Living Area |
| 1st Floor Area | 2,277 sqft |
| 2nd Floor Area | 572 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1897 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 6,600 sqft (0.151 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 7398 |
|---|---|
| Street Address | 405 N COMMERCE ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H&L#405 E/S N COMMERCE ST 41-111D-6 |
| Legal Range | 03W |
| Legal Township | 07N |
| Legal Section | 16 |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Natchez On-Top-of-the-Hill Historic District listed 1979 · 444 contributing resources · NRIS 79003381 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
405 N Commerce St is owned and occupied by two individuals who acquired it in March 2017.
Source: Adams County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 N COMMERCE ST, NATCHEZ, MS 39120-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2017 |
| Deed Sale | Mar 28, 2017 |
| Deed Document Number | 000027A402 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 405 N Commerce St was $2,031 with exemptions applied, down 21.9% from the year before.
Source: Adams County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,031.00 (-21.88%) Homeowner's exemption Senior Citizen's exemption | $19,935 (+27.99%) | $197,980 (+27.68%) Land $13,200 Building $184,780 |
| 2024 | $2,600.00 | $15,576 (+0.45%) | $155,060 (-) Land $13,200 Building $141,860 |
| 2023 | $2,600.00 (+5.86%) Homeowner's exemption | $15,506 (-0.45%) Land $1,320 Building $14,186 | $155,060 Land $13,200 Building $141,860 |
| 2022 | $2,456.00 | $15,576 | |
| 2021 | $155,060 Land $13,200 Building $141,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 N Commerce St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2008) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2008 · Hurricane Gustav |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 N Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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