608 N Chicago St, Dwight, IL 60420 Property Records

Livingston County property record for 608 N Chicago St, Dwight, IL 60420

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,020 sqft · built 1947
Lot Size	0.25 acres (10,880 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Oct 2018)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-05-04-427-005`

Property Details

APN / Parcel Number

Primary APN	`05-05-04-427-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Living Area
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,880 sqft (0.25 acres)
Lot Dimensions	136 ft deep x 80 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	608 N CHICAGO ST
City	DWIGHT
State	IL
Zip	60420-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05 04 427 005 LOT 80 X 136 LOTS 9 & 10 BLK 1 RENFREW 2ND ADD
Legal Subdivision	RENFREW 2ND ADD
Legal Block	1
Legal Lot Number	9,10
Jurisdiction	LIVINGSTON IL
Township / Civil Division	DWIGHT
Census Block Group	1
Census Block	1007
Census Tract	960100

Owner

608 N Chicago St is owned and occupied by an individual who bought it in October 2018.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	608 N CHICAGO ST, DWIGHT, IL 60420-1006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage STREATOR ONIZED CU
Oct 31, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Deed Document Number	20184297
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	608 N CHICAGO ST, DWIGHT, IL 60420-1006
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00689
Date	Feb 9, 2021
Instrument	2021R-00689

Lender

Name	STREATOR ONIZED CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Oct 31, 2018
Property Address	608 N CHICAGO ST, DWIGHT, IL 60420-1006
Document Number	2018R04297
Instrument Date	Oct 23, 2018
Instrument	2018R-04297
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 N CHICAGO ST, DWIGHT, IL 60420-1006

Mortgage

Document Number	2018R04298
Date	Oct 31, 2018
Instrument	2018R-04298

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 608 N Chicago St was $2,680 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Dwight Township
Municipality	Dwight Village
Elementary School District	Dwight Common School District 232 (PK - 08)
Secondary School District	Dwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00	$35,697 Land $8,848 Building $26,849	$107,091 Land $26,544 Building $80,547

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 608 N Chicago St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 N Chicago St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DWIGHT serves 4,400 people · EPA ID IL1050250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon, Watch TV.

Nearby Properties on N Chicago St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures