511 N Chicago St, Dwight, IL 60420 Property Records

Livingston County property record for 511 N Chicago St, Dwight, IL 60420

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,268 sqft · built 1955
Lot Size	0.16 acres (6,956 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,370 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-05-04-428-009`

Property Details

APN / Parcel Number

Primary APN	`05-05-04-428-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,956 sqft (0.16 acres)
Lot Dimensions	92.8 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	511 N CHICAGO ST
City	DWIGHT
State	IL
Zip	60420-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05 04 428 009 LOT 75 X 92.75 N75' LOTS 1 & 2 BLK 3 RENFREW ADD
Legal Subdivision	RENFREW ADD
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	LIVINGSTON IL
Township / Civil Division	DWIGHT
Census Block Group	1
Census Block	1012
Census Tract	960100

Owner

511 N Chicago St is owned and occupied by two individuals who acquired it in November 2022.

Source: Livingston County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 N CHICAGO ST, DWIGHT, IL 60420-1035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage EASE MORTGAGE
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE CORP
May 12, 2023	Transfer on Death Deed, Transfer
Nov 10, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 9, 2022
Transfer Doc	2022R04935
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	511 N CHICAGO ST, DWIGHT, IL 60420-1035
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R01124
Date	Mar 20, 2026
Instrument	2026R-01124

Lender

Name	EASE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.87%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jun 14, 2023
Property Address	511 N CHICAGO ST, DWIGHT, IL 60420-1035
Document Number	2023R02110
Instrument Date	Jun 1, 2023
Instrument	2023R-02110
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	890 STOCKBRIDGE PL, ELGIN, IL 60120-4944

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 N CHICAGO ST, DWIGHT, IL 60420-1035

Mortgage

Document Number	2023R02111
Date	Jun 14, 2023
Instrument	2023R-02111

Lender

Name	WINTRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.49%

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LIVINGSTON IL
Recording Date	May 12, 2023
Property Address	511 N CHICAGO ST, DWIGHT, IL 60420-1035
Document Number	2023R01664
Instrument Date	May 1, 2023
Instrument	2023R-01664
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 WOODLAND DR, GLEN ELLYN, IL 60137-4247
Investor	Possibly a Property Investor

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Nov 10, 2022
Property Address	511 N CHICAGO ST, DWIGHT, IL 60420-1035
Document Number	2022R04935
Instrument Date	Nov 9, 2022
Instrument	2022R-04935
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 N CHICAGO ST, DWIGHT, IL 60420-1035

Tax Assessment & Valuation

The 2025 property tax bill for 511 N Chicago St was $5,370 with a homeowner's exemption, up 8.1% from the year before.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Dwight Township
Municipality	Dwight Village
Elementary School District	Dwight Common School District 232 (PK - 08)
Secondary School District	Dwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,370.00 (+8.11%) Homeowner's exemption	$65,501 (+8.9%) Land $4,427 Building $61,074	$196,503 (+8.9%) Land $13,281 Building $183,222
2024	$4,967.00	$60,148 Land $4,065 Building $56,083	$180,444 Land $12,195 Building $168,249
2022	$2,590.00 Homeowner's exemption Senior Citizen's exemption	$39,332 Land $3,712 Building $35,620	$117,996 Land $11,136 Building $106,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 N Chicago St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 N Chicago St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DWIGHT serves 4,400 people · EPA ID IL1050250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon, Watch TV.

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