608 Lower Springs Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 608 Lower Springs Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,203 sqft · built 2002
Lot Size	2.01 acres (87,991 sqft)
Owner	Company Name on Record
Last Sale	$1,295,000 (Feb 2007)
Tax Bill	$18,596 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2025 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`121-130-75-00`

Property Details

APN / Parcel Number

Primary APN	`121-130-75-00`
Alternative APN	`1211304400`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,203 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	87,991 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	1211304400
Street Address	608 LOWER SPRINGS RD
City	FALLBROOK
State	CA
Zip	92028-8189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 13-10-4W S H PAR A PER DOC00-495619 IN
Legal Range	04W
Legal Township	10
Legal Section	13
Legal Subdivision	COMPLIANCE NO C00 0173BA
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	608 LOWER SPRINGS RD, FALLBROOK, CA 92028-8189
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Dec 4, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Dec 1, 2017	Intrafamily Transfer, Transfer · Stand-Alone Refinance F & A FCU
Jun 2, 2017	Quit Claim Deed, Transfer JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2007 · Amount on Record
Deed Sale	Feb 23, 2007 · Amount on Record
Prior Sale	May 18, 2001 · Amount on Record
Deed Document Number	2007124726
Last Transfer Date	Nov 28, 2017
Transfer Doc	0000561524
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 LOWER SPRINGS RD, FALLBROOK, CA 92028-8189
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 LOWER SPRINGS RD, FALLBROOK, CA 92028-8189

Mortgage

Document Number	0000398453
Date	May 26, 2021
Instrument	2021-0398453

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 LOWER SPRINGS RD, FALLBROOK, CA 92028-8189
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 LOWER SPRINGS RD, FALLBROOK, CA 92028-8189

Mortgage

Document Number	0000188726
Date	Jul 14, 2025
Instrument	2025-0188726

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2026
Property Address	608 LOWER SPRINGS RD, FALLBROOK, CA 92028-8189
Document Number	0000157519
Instrument Date	May 26, 2026
Instrument	2026157519
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	608 LOWER SPRINGS RD, FALLBROOK, CA 92028-8189

Mortgage

Document Number	0000157519,
Date	Jun 2, 2026
Instrument	2026157519

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2017
Property Address	608 LOWER SPRINGS RD, FALLBROOK, CA 92028-8189
Document Number	0000561524
Instrument Date	Nov 28, 2017
Instrument	561524
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	608 LOWER SPRINGS RD FALLBROOK CA 920288189, FALLBROOK, CA 92028-8189

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2017
Property Address	608 LOWER SPRINGS RD, FALLBROOK, CA 92028-8189
Document Number	0000559867
Instrument Date	Nov 28, 2017
Instrument	2017-0559867
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	608 LOWER SPRINGS RD, FALLBROOK, CA 92028-8189

Mortgage

Document Number	0000559868
Date	Dec 1, 2017
Instrument	2017-0559868

Lender

Name	F & A FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Dec 5, 2032

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2017
Property Address	608 LOWER SPRINGS RD, FALLBROOK, CA 92028-8189
Document Number	0000249729
Instrument Date	May 16, 2017
Instrument	249729
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	608 LOWER SPRINGS RD FALLBROOK CA 920288189, FALLBROOK, CA 92028-8189

Mortgage

Document Number	249730
Date	Jun 2, 2017
Instrument	249730

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,769,591 (+2%) Land $990,698 Building $778,893
2025	$18,596.00 (+17.39%) Homeowner's exemption	$1,734,894 (+15.66%) Land $971,273 Building $763,621
2023	$15,841.00 (-2%) Homeowner's exemption	$1,500,000 Land $833,000 Building $667,000
2022	$16,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

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