Montgomery County property record for 608 E Oak St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,424 sqft · built 1926 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Nov 2022) |
| Tax Bill | $3,452 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600621385003000 |
| Primary APN | 600621385003000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Basement Area | 748 sqft |
| Finished Basement | 275 sqft |
| Unfinished Basement | 473 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,125 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 189 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 608 E OAK ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUINBY ADD LT 2 BLK 10 |
| Legal Subdivision | QUINBY ADD |
| Legal Block | 10 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 960300 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2730 US HIGHWAY 34, STANTON, IA 51573-4108 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit BANK IOWA |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 14, 2018 | Deed of Trust, Mortgage · VA Mortgage BANK IOWA |
| Aug 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage BANK IOWA |
| Aug 15, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on Record |
| Deed Sale | Nov 23, 2022 · Amount on Record |
| Prior Sale | Aug 15, 2018 · Amount on Record |
| Deed Document Number | 20221815 |
| Deed Book / Page | 2022 / 1815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 608 E OAK ST, RED OAK, IA 51566-1643 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02022/1816 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 2022/1816 |
| Instrument | 2022 1816 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 608 E OAK ST, RED OAK, IA 51566-1643 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/1934 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 2020/1934 |
| Instrument | 2020 1934 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 608 E OAK ST, RED OAK, IA 51566-1643 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000001387 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 0000002018/0000001387 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 608 E OAK ST, RED OAK, IA 51566-1643 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000001215 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 0000002018/0000001215 |
| Instrument | 000000001215 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Aug 15, 2018 |
| Property Address | 608 E OAK ST, RED OAK, IA 51566-1643 |
| Document Number | 2018/1214 |
| Book / Page | 2018 / 1214 |
| Instrument Date | Aug 11, 2018 |
| Instrument | 000000001214 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 608 E OAK ST, RED OAK, IA 51566-1643 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,452.00 (-4.32%) | $158,100 (+2.84%) Land $13,130 Building $144,970 | $158,100 (+2.84%) Land $13,130 Building $144,970 |
| 2024 | $3,608.00 (+31.68%) | ||
| 2023 | $153,730 Land $9,850 Building $143,880 | $153,730 Land $9,850 Building $143,880 | |
| 2022 | $2,740.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (1987–2024) |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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