Montgomery County property record for 602 E Oak St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,001 sqft · built 1895 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | Company Name on Record |
| Last Sale | $79,000 (Oct 2025) |
| Tax Bill | $1,612 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600621385002000 |
| Primary APN | 600621385002000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,001 sqft Living Area |
| Basement Area | 500 sqft |
| Unfinished Basement | 509 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,125 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 602 E OAK ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUINBY ADD LT 3 BLK 10 |
| Legal Subdivision | QUINBY ADD |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 960300 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1673 200TH ST, RED OAK, IA 51566-4417 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 16, 2018 | Deed of Trust, Mortgage · Line of Credit HOUGHTON STATE BANK |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA |
| Oct 31, 2018 | Warranty Deed, Transfer |
| Jul 11, 2007 | Legal Action/Court Order, Foreclosure · Commercial Mortgage TIERONE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Oct 31, 2018 · Amount on Record |
| Deed Document Number | 20251497 |
| Deed Book / Page | 2025 / 1497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 602 E OAK ST, RED OAK, IA 51566-1643 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000741 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 0000002018/0000000741 |
| Instrument | 000000000741 |
| Name | HOUGHTON STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 602 E OAK ST, RED OAK, IA 51566-1643 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02020/1945 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 2020/1945 |
| Instrument | 2020 1945 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 1, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Oct 31, 2018 |
| Property Address | 602 E OAK ST, RED OAK, IA 51566-1643 |
| Document Number | 2018/1678 |
| Book / Page | 2018 / 1678 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 20181678 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1759 240TH ST, RED OAK, IA 51566-6022 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Jul 11, 2007 |
| Property Address | 602 E OAK ST, RED OAK, IA 51566-1643 |
| Document Number | 000306/292 |
| Book / Page | 306 / 292 |
| Instrument Date | May 22, 2007 |
| Instrument | 0306 0292 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.40 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 SHAUN CIR, RED OAK, IA 51566-1322 |
| Document Number | 0003060312 |
|---|---|
| Date | Jul 11, 2007 |
| Instrument | 0306 0312 |
| Name | TIERONE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 11, 2017 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,612.00 (+37.78%) | $73,860 (+48.13%) Land $13,130 Building $60,730 | $73,860 (+48.13%) Land $13,130 Building $60,730 |
| 2024 | $1,170.00 (+16.53%) | ||
| 2023 | $49,860 Land $9,850 Building $40,010 | $49,860 Land $9,850 Building $40,010 | |
| 2022 | $1,004.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (1987–2024) |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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